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New Orleans-Metairie, LA

Cost of living in St. Bernard Parish, LA

Part of the New Orleans Metro Area

Estimated monthly cost
$3,232/mo
for a single person, all categories combined

Population 44,172 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,236 38%
Federal tax $533 16%
Healthcare $480 15%
Transport $320 10%
Groceries $315 10%
Energy $186 6%
State tax $107 3%
Water $55 2%

Rent in St. Bernard Parish

Fair Market Rents by bedroom count.

Studio
$1,071
per month
1 bedroom
$1,236
per month
2 bedroom
$1,478
per month
3 bedroom
$1,889
per month
4 bedroom
$2,217
per month

Source: HUD FMR FY2025

Income and earnings in St. Bernard Parish

Annual earnings figures from the Census ACS.

Household income
$57,638
per year
Individual earnings
$42,617
per year
Per capita
$29,478
per year

Source: ACS 2019-2023 5-Year.

Home values in St. Bernard Parish

Average values reported by homeowners.

Average home value
$192,100
Annual property tax
$976

Source: ACS 2019-2023 5-Year

Energy costs in St. Bernard Parish

Estimated monthly electricity and gas costs.

Electricity
$152
per month · 12.7¢/kWh
Natural gas
$34
per month
Annual total
$2,232
per year

Source: EIA

Healthcare in St. Bernard Parish

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in St. Bernard Parish

State and local tax rates for Louisiana.

State income tax
4.3%
Top marginal rate
State sales tax
4.5%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in St. Bernard Parish

Commute patterns and estimated costs.

Average commute
29.0 min
Drive alone
80.5%
Public transit
0.6%
Work from home
6.3%

Source: ACS

Monthly cost estimates for St. Bernard Parish

What it costs to live in St. Bernard Parish each month.

Single person
$3,232
per month
  • Rent $1,236
  • Energy $186
  • Water $55
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $533
  • State tax $107
Couple
$4,341
per month
  • Rent $1,478
  • Energy $223
  • Water $65
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $613
  • State tax $156
Family
$6,874
per month
  • Rent $1,889
  • Energy $279
  • Water $75
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $613
  • State tax $156

Frequently asked questions about St. Bernard Parish

Common questions about cost of living, rent and salary.

What is the average rent in St. Bernard Parish?

In St. Bernard Parish, LA, a one-bedroom apartment averages $1,236 per month, a two-bedroom averages $1,478 per month, a three-bedroom averages $1,889 per month, according to HUD Fair Market Rent data.

What is the average salary in St. Bernard Parish?

In St. Bernard Parish, LA, the average household income is $57,638 per year and individual earnings for full-time workers average $42,617 per year, according to U.S. Census Bureau data.

What is the cost of living in St. Bernard Parish?

The estimated cost of living in St. Bernard Parish, LA is approximately $3,232 per month for a single person, $4,341 for a couple, $6,874 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in St. Bernard Parish?

The combined sales tax rate in St. Bernard Parish, LA is 9.55%, which includes the Louisiana state rate of 4.45% plus an average local rate of 5.10%.

Is St. Bernard Parish an affordable place to live?

Based on the data, a single person in St. Bernard Parish, LA would need approximately $3,232 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,638 per year ($4,803 per month). St. Bernard Parish has a moderate cost of living relative to local earnings.

How much does healthcare cost in St. Bernard Parish?

The ACA marketplace benchmark premium in St. Bernard Parish, LA is approximately $480 per month for an individual. Approximately 8.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in St. Bernard Parish?

The average home value in St. Bernard Parish, LA is $192,100, with average annual property taxes of $976, according to U.S. Census Bureau data.

How does St. Bernard Parish compare to other areas?

You can compare St. Bernard Parish, LA with any other US county using our comparison tool at /compare. St. Bernard Parish is in the New Orleans-Metairie, LA metro area.

Other counties in Louisiana

Browse the full list of counties in Louisiana, ranked by cost of living.

See all counties in Louisiana

Compare St. Bernard Parish with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP