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Spokane-Spokane Valley, WA

Cost of living in Spokane, Washington

Spokane County, WA

Part of the Spokane Metro Area

Estimated monthly cost
$3,032/mo
for a single person, all categories combined

Population 544,323 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,123 37%
Federal tax $523 17%
Healthcare $480 16%
Groceries $369 12%
Transport $320 11%
Energy $157 5%
Water $60 2%
State tax $0 0%

Rent in Spokane

Fair Market Rents by bedroom count.

Studio
$998
per month
1 bedroom
$1,123
per month
2 bedroom
$1,444
per month
3 bedroom
$1,997
per month
4 bedroom
$2,339
per month

Source: HUD FMR FY2025

Income and earnings in Spokane

Annual earnings figures from the Census ACS.

Household income
$73,513
per year
Individual earnings
$42,014
per year
Per capita
$39,879
per year

Source: ACS 2019-2023 5-Year.

Home values in Spokane

Average values reported by homeowners.

Average home value
$370,500
Annual property tax
$3,196

Source: ACS 2019-2023 5-Year

Energy costs in Spokane

Estimated monthly electricity and gas costs.

Electricity
$109
per month · 11.5¢/kWh
Natural gas
$48
per month
Annual total
$1,884
per year

Source: EIA

Healthcare in Spokane

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Spokane

State and local tax rates for Washington.

No state income tax
Washington does not levy a personal income tax.
State sales tax
6.5%
Combined sales tax
10.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Spokane

Commute patterns and estimated costs.

Average commute
22.6 min
Drive alone
70.9%
Public transit
1.9%
Work from home
14.2%

Source: ACS

Monthly cost estimates for Spokane

What it costs to live in Spokane each month.

Single person
$3,032
per month
  • Rent $1,123
  • Energy $157
  • Water $60
  • Groceries $369
  • Transport $320
  • Healthcare $480
  • Federal tax $523
  • State tax $0
Couple
$4,470
per month
  • Rent $1,444
  • Energy $188
  • Water $70
  • Groceries $611
  • Transport $420
  • Healthcare $864
  • Federal tax $873
  • State tax $0
Family
$7,189
per month
  • Rent $1,997
  • Energy $236
  • Water $85
  • Groceries $928
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $873
  • State tax $0

Frequently asked questions about Spokane

Common questions about cost of living, rent and salary.

What is the average rent in Spokane?

In Spokane, Washington, a one-bedroom apartment averages $1,123 per month, a two-bedroom averages $1,444 per month, a three-bedroom averages $1,997 per month, according to HUD Fair Market Rent data.

What is the average salary in Spokane?

In Spokane, Washington, the average household income is $73,513 per year and individual earnings for full-time workers average $42,014 per year, according to U.S. Census Bureau data.

What is the cost of living in Spokane?

The estimated cost of living in Spokane, Washington is approximately $3,032 per month for a single person, $4,470 for a couple, $7,189 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Spokane?

The combined sales tax rate in Spokane, Washington is 10.23%, which includes the Washington state rate of 6.50% plus an average local rate of 3.73%.

Is Spokane an affordable place to live?

Based on the data, a single person in Spokane, Washington would need approximately $3,032 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $73,513 per year ($6,126 per month). Spokane is relatively affordable compared to the national average.

How much does healthcare cost in Spokane?

The ACA marketplace benchmark premium in Spokane, Washington is approximately $480 per month for an individual. Approximately 5.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Spokane?

The average home value in Spokane, Washington is $370,500, with average annual property taxes of $3,196, according to U.S. Census Bureau data.

How does Spokane compare to other areas?

You can compare Spokane, Washington with any other US county using our comparison tool at /compare. Spokane is in the Spokane-Spokane Valley, WA metro area.

Other counties in Washington

Browse the full list of counties in Washington, ranked by cost of living.

See all counties in Washington

Compare Spokane with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources