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Spartanburg, SC

Cost of living in Spartanburg, South Carolina

Spartanburg County, SC

Part of the Spartanburg Metro Area

Estimated monthly cost
$3,118/mo
for a single person, all categories combined

Population 338,096 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,094 35%
Federal tax $491 16%
Healthcare $480 15%
Transport $320 10%
Groceries $318 10%
Energy $204 7%
State tax $156 5%
Water $55 2%

Rent in Spartanburg

Fair Market Rents by bedroom count.

Studio
$1,053
per month
1 bedroom
$1,094
per month
2 bedroom
$1,211
per month
3 bedroom
$1,493
per month
4 bedroom
$1,631
per month

Source: HUD FMR FY2025

Income and earnings in Spartanburg

Annual earnings figures from the Census ACS.

Household income
$64,195
per year
Individual earnings
$40,061
per year
Per capita
$33,427
per year

Source: ACS 2019-2023 5-Year.

Home values in Spartanburg

Average values reported by homeowners.

Average home value
$216,000
Annual property tax
$1,217

Source: ACS 2019-2023 5-Year

Energy costs in Spartanburg

Estimated monthly electricity and gas costs.

Electricity
$168
per month · 15.3¢/kWh
Natural gas
$36
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Spartanburg

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Spartanburg

State and local tax rates for South Carolina.

State income tax
6.4%
Top marginal rate
State sales tax
6.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Spartanburg

Commute patterns and estimated costs.

Average commute
24.6 min
Drive alone
80.1%
Public transit
0.1%
Work from home
7.8%

Source: ACS

Monthly cost estimates for Spartanburg

What it costs to live in Spartanburg each month.

Single person
$3,118
per month
  • Rent $1,094
  • Energy $204
  • Water $55
  • Groceries $318
  • Transport $320
  • Healthcare $480
  • Federal tax $491
  • State tax $156
Couple
$4,338
per month
  • Rent $1,211
  • Energy $245
  • Water $65
  • Groceries $527
  • Transport $420
  • Healthcare $864
  • Federal tax $721
  • State tax $285
Family
$6,750
per month
  • Rent $1,493
  • Energy $306
  • Water $75
  • Groceries $800
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $721
  • State tax $285

Frequently asked questions about Spartanburg

Common questions about cost of living, rent and salary.

What is the average rent in Spartanburg?

In Spartanburg, South Carolina, a one-bedroom apartment averages $1,094 per month, a two-bedroom averages $1,211 per month, a three-bedroom averages $1,493 per month, according to HUD Fair Market Rent data.

What is the average salary in Spartanburg?

In Spartanburg, South Carolina, the average household income is $64,195 per year and individual earnings for full-time workers average $40,061 per year, according to U.S. Census Bureau data.

What is the cost of living in Spartanburg?

The estimated cost of living in Spartanburg, South Carolina is approximately $3,118 per month for a single person, $4,338 for a couple, $6,750 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Spartanburg?

The combined sales tax rate in Spartanburg, South Carolina is 7.44%, which includes the South Carolina state rate of 6.00% plus an average local rate of 1.44%.

Is Spartanburg an affordable place to live?

Based on the data, a single person in Spartanburg, South Carolina would need approximately $3,118 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,195 per year ($5,350 per month). Spartanburg has a moderate cost of living relative to local earnings.

How much does healthcare cost in Spartanburg?

The ACA marketplace benchmark premium in Spartanburg, South Carolina is approximately $480 per month for an individual. Approximately 10.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Spartanburg?

The average home value in Spartanburg, South Carolina is $216,000, with average annual property taxes of $1,217, according to U.S. Census Bureau data.

How does Spartanburg compare to other areas?

You can compare Spartanburg, South Carolina with any other US county using our comparison tool at /compare. Spartanburg is in the Spartanburg, SC metro area.

Other counties in South Carolina

Browse the full list of counties in South Carolina, ranked by cost of living.

See all counties in South Carolina

Compare Spartanburg with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources