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Atlanta-Sandy Springs-Roswell, GA

Cost of living in Spalding County, GA

Part of the Atlanta Metro Area

Estimated monthly cost
$3,642/mo
for a single person, all categories combined

Population 68,215 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,653 45%
Healthcare $480 13%
Federal tax $437 12%
Groceries $324 9%
Transport $320 9%
Energy $205 6%
State tax $168 5%
Water $55 2%

Rent in Spalding County

Fair Market Rents by bedroom count.

Studio
$1,591
per month
1 bedroom
$1,653
per month
2 bedroom
$1,830
per month
3 bedroom
$2,205
per month
4 bedroom
$2,653
per month

Source: HUD FMR FY2025

Income and earnings in Spalding County

Annual earnings figures from the Census ACS.

Household income
$60,217
per year
Individual earnings
$36,772
per year
Per capita
$36,803
per year

Source: ACS 2019-2023 5-Year.

Home values in Spalding County

Average values reported by homeowners.

Average home value
$196,600
Annual property tax
$1,897

Source: ACS 2019-2023 5-Year

Energy costs in Spalding County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Spalding County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
13.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Spalding County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Spalding County

Commute patterns and estimated costs.

Average commute
28.0 min
Drive alone
81.6%
Public transit
0.2%
Work from home
7.4%

Source: ACS

Monthly cost estimates for Spalding County

What it costs to live in Spalding County each month.

Single person
$3,642
per month
  • Rent $1,653
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $437
  • State tax $168
Couple
$4,892
per month
  • Rent $1,830
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $655
  • State tax $275
Family
$7,403
per month
  • Rent $2,205
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $655
  • State tax $275

Frequently asked questions about Spalding County

Common questions about cost of living, rent and salary.

What is the average rent in Spalding County?

In Spalding County, GA, a one-bedroom apartment averages $1,653 per month, a two-bedroom averages $1,830 per month, a three-bedroom averages $2,205 per month, according to HUD Fair Market Rent data.

What is the average salary in Spalding County?

In Spalding County, GA, the average household income is $60,217 per year and individual earnings for full-time workers average $36,772 per year, according to U.S. Census Bureau data.

What is the cost of living in Spalding County?

The estimated cost of living in Spalding County, GA is approximately $3,642 per month for a single person, $4,892 for a couple, $7,403 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Spalding County?

The combined sales tax rate in Spalding County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Spalding County an affordable place to live?

Based on the data, a single person in Spalding County, GA would need approximately $3,642 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,217 per year ($5,018 per month). Spalding County has a high cost of living relative to local earnings.

How much does healthcare cost in Spalding County?

The ACA marketplace benchmark premium in Spalding County, GA is approximately $480 per month for an individual. Approximately 13.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Spalding County?

The average home value in Spalding County, GA is $196,600, with average annual property taxes of $1,897, according to U.S. Census Bureau data.

How does Spalding County compare to other areas?

You can compare Spalding County, GA with any other US county using our comparison tool at /compare. Spalding County is in the Atlanta-Sandy Springs-Roswell, GA metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Spalding County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources