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New Haven, CT

Cost of living in New Haven, Connecticut

South Central Connecticut Planning Region, CT

Part of the New Haven Metro Area

Estimated monthly cost
$3,559/mo
for a single person, all categories combined

Population 566,803 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,240 35%
Federal tax $639 18%
Healthcare $480 13%
Groceries $378 11%
Transport $320 9%
Energy $284 8%
State tax $163 5%
Water $55 2%

Rent in New Haven

Fair Market Rents by bedroom count.

Studio
$1,138
per month
1 bedroom
$1,240
per month
2 bedroom
$1,536
per month
3 bedroom
$1,743
per month
4 bedroom
$2,033
per month

Source: ACS 2019-2023 5-Year

Income and earnings in New Haven

Annual earnings figures from the Census ACS.

Household income
$86,266
per year
Individual earnings
$49,102
per year
Per capita
$48,264
per year

Source: ACS 2019-2023 5-Year.

Home values in New Haven

Average values reported by homeowners.

Average home value
$328,300
Annual property tax
$6,676

Source: ACS 2019-2023 5-Year

Energy costs in New Haven

Estimated monthly electricity and gas costs.

Electricity
$208
per month · 29.7¢/kWh
Natural gas
$76
per month
Annual total
$3,408
per year

Source: EIA

Healthcare in New Haven

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in New Haven

State and local tax rates for Connecticut.

State income tax
7.0%
Top marginal rate
State sales tax
6.3%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in New Haven

Commute patterns and estimated costs.

Average commute
23.7 min
Drive alone
71.1%
Public transit
3.1%
Work from home
12.7%

Source: ACS

Monthly cost estimates for New Haven

What it costs to live in New Haven each month.

Single person
$3,559
per month
  • Rent $1,240
  • Energy $284
  • Water $55
  • Groceries $378
  • Transport $320
  • Healthcare $480
  • Federal tax $639
  • State tax $163
Couple
$5,267
per month
  • Rent $1,536
  • Energy $341
  • Water $65
  • Groceries $626
  • Transport $420
  • Healthcare $864
  • Federal tax $1,082
  • State tax $333
Family
$7,679
per month
  • Rent $1,743
  • Energy $426
  • Water $75
  • Groceries $950
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,082
  • State tax $333

Frequently asked questions about New Haven

Common questions about cost of living, rent and salary.

What is the average rent in New Haven?

In New Haven, Connecticut, a one-bedroom apartment averages $1,240 per month, a two-bedroom averages $1,536 per month, a three-bedroom averages $1,743 per month, according to HUD Fair Market Rent data.

What is the average salary in New Haven?

In New Haven, Connecticut, the average household income is $86,266 per year and individual earnings for full-time workers average $49,102 per year, according to U.S. Census Bureau data.

What is the cost of living in New Haven?

The estimated cost of living in New Haven, Connecticut is approximately $3,559 per month for a single person, $5,267 for a couple, $7,679 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in New Haven?

The combined sales tax rate in New Haven, Connecticut is 6.35%, which includes the Connecticut state rate of 6.35% plus an average local rate of 0.00%.

Is New Haven an affordable place to live?

Based on the data, a single person in New Haven, Connecticut would need approximately $3,559 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $86,266 per year ($7,189 per month). New Haven is relatively affordable compared to the national average.

How much does healthcare cost in New Haven?

The ACA marketplace benchmark premium in New Haven, Connecticut is approximately $480 per month for an individual. Approximately 5.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in New Haven?

The average home value in New Haven, Connecticut is $328,300, with average annual property taxes of $6,676, according to U.S. Census Bureau data.

How does New Haven compare to other areas?

You can compare New Haven, Connecticut with any other US county using our comparison tool at /compare. New Haven is in the New Haven, CT metro area.

Other counties in Connecticut

Browse the full list of counties in Connecticut, ranked by cost of living.

See all counties in Connecticut

Compare New Haven with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP