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Somerset, PA

Cost of living in Somerset County, PA

Estimated monthly cost
$2,714/mo
for a single person, all categories combined

Population 73,255 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $788 29%
Healthcare $480 18%
Federal tax $432 16%
Groceries $341 13%
Transport $320 12%
Energy $205 8%
State tax $93 3%
Water $55 2%

Rent in Somerset County

Fair Market Rents by bedroom count.

Studio
$783
per month
1 bedroom
$788
per month
2 bedroom
$908
per month
3 bedroom
$1,227
per month
4 bedroom
$1,320
per month

Source: HUD FMR FY2025

Income and earnings in Somerset County

Annual earnings figures from the Census ACS.

Household income
$59,378
per year
Individual earnings
$36,456
per year
Per capita
$31,736
per year

Source: ACS 2019-2023 5-Year.

Home values in Somerset County

Average values reported by homeowners.

Average home value
$130,600
Annual property tax
$1,449

Source: ACS 2019-2023 5-Year

Energy costs in Somerset County

Estimated monthly electricity and gas costs.

Electricity
$143
per month · 17.9¢/kWh
Natural gas
$62
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Somerset County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Somerset County

State and local tax rates for Pennsylvania.

State income tax
3.1%
Flat rate
State sales tax
6.0%
Combined sales tax
6.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Somerset County

Commute patterns and estimated costs.

Average commute
25.2 min
Drive alone
82.0%
Public transit
0.2%
Work from home
7.5%

Source: ACS

Monthly cost estimates for Somerset County

What it costs to live in Somerset County each month.

Single person
$2,714
per month
  • Rent $788
  • Energy $205
  • Water $55
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $432
  • State tax $93
Couple
$3,862
per month
  • Rent $908
  • Energy $246
  • Water $65
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $642
  • State tax $152
Family
$6,331
per month
  • Rent $1,227
  • Energy $308
  • Water $75
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $642
  • State tax $152

Frequently asked questions about Somerset County

Common questions about cost of living, rent and salary.

What is the average rent in Somerset County?

In Somerset County, PA, a one-bedroom apartment averages $788 per month, a two-bedroom averages $908 per month, a three-bedroom averages $1,227 per month, according to HUD Fair Market Rent data.

What is the average salary in Somerset County?

In Somerset County, PA, the average household income is $59,378 per year and individual earnings for full-time workers average $36,456 per year, according to U.S. Census Bureau data.

What is the cost of living in Somerset County?

The estimated cost of living in Somerset County, PA is approximately $2,714 per month for a single person, $3,862 for a couple, $6,331 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Somerset County?

The combined sales tax rate in Somerset County, PA is 6.34%, which includes the Pennsylvania state rate of 6.00% plus an average local rate of 0.34%.

Is Somerset County an affordable place to live?

Based on the data, a single person in Somerset County, PA would need approximately $2,714 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,378 per year ($4,948 per month). Somerset County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Somerset County?

The ACA marketplace benchmark premium in Somerset County, PA is approximately $480 per month for an individual. Approximately 5.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Somerset County?

The average home value in Somerset County, PA is $130,600, with average annual property taxes of $1,449, according to U.S. Census Bureau data.

How does Somerset County compare to other areas?

You can compare Somerset County, PA with any other US county using our comparison tool at /compare. Somerset County is in the Somerset, PA metro area.

Other counties in Pennsylvania

Browse the full list of counties in Pennsylvania, ranked by cost of living.

See all counties in Pennsylvania

Compare Somerset County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources