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Salisbury, MD

Cost of living in Somerset County, MD

Part of the Salisbury Metro Area

Estimated monthly cost
$2,835/mo
for a single person, all categories combined

Population 24,685 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $952 34%
Healthcare $480 17%
Groceries $382 13%
Federal tax $327 12%
Transport $320 11%
Energy $204 7%
State tax $115 4%
Water $55 2%

Rent in Somerset County

Fair Market Rents by bedroom count.

Studio
$946
per month
1 bedroom
$952
per month
2 bedroom
$1,249
per month
3 bedroom
$1,613
per month
4 bedroom
$1,686
per month

Source: HUD FMR FY2025

Income and earnings in Somerset County

Annual earnings figures from the Census ACS.

Household income
$52,462
per year
Individual earnings
$30,089
per year
Per capita
$26,031
per year

Source: ACS 2019-2023 5-Year.

Home values in Somerset County

Average values reported by homeowners.

Average home value
$164,300
Annual property tax
$1,603

Source: ACS 2019-2023 5-Year

Energy costs in Somerset County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 16.7¢/kWh
Natural gas
$54
per month
Annual total
$2,448
per year

Source: EIA

Healthcare in Somerset County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Somerset County

State and local tax rates for Maryland.

State income tax
5.8%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Somerset County

Commute patterns and estimated costs.

Average commute
24.5 min
Drive alone
74.1%
Public transit
0.4%
Work from home
8.8%

Source: ACS

Monthly cost estimates for Somerset County

What it costs to live in Somerset County each month.

Single person
$2,835
per month
  • Rent $952
  • Energy $204
  • Water $55
  • Groceries $382
  • Transport $320
  • Healthcare $480
  • Federal tax $327
  • State tax $115
Couple
$4,207
per month
  • Rent $1,249
  • Energy $245
  • Water $65
  • Groceries $633
  • Transport $420
  • Healthcare $864
  • Federal tax $528
  • State tax $203
Family
$6,755
per month
  • Rent $1,613
  • Energy $306
  • Water $75
  • Groceries $960
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $528
  • State tax $203

Frequently asked questions about Somerset County

Common questions about cost of living, rent and salary.

What is the average rent in Somerset County?

In Somerset County, MD, a one-bedroom apartment averages $952 per month, a two-bedroom averages $1,249 per month, a three-bedroom averages $1,613 per month, according to HUD Fair Market Rent data.

What is the average salary in Somerset County?

In Somerset County, MD, the average household income is $52,462 per year and individual earnings for full-time workers average $30,089 per year, according to U.S. Census Bureau data.

What is the cost of living in Somerset County?

The estimated cost of living in Somerset County, MD is approximately $2,835 per month for a single person, $4,207 for a couple, $6,755 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Somerset County?

The combined sales tax rate in Somerset County, MD is 6.00%, which includes the Maryland state rate of 6.00% plus an average local rate of 0.00%.

Is Somerset County an affordable place to live?

Based on the data, a single person in Somerset County, MD would need approximately $2,835 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,462 per year ($4,372 per month). Somerset County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Somerset County?

The ACA marketplace benchmark premium in Somerset County, MD is approximately $480 per month for an individual. Approximately 3.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Somerset County?

The average home value in Somerset County, MD is $164,300, with average annual property taxes of $1,603, according to U.S. Census Bureau data.

How does Somerset County compare to other areas?

You can compare Somerset County, MD with any other US county using our comparison tool at /compare. Somerset County is in the Salisbury, MD metro area.

Other counties in Maryland

Browse the full list of counties in Maryland, ranked by cost of living.

See all counties in Maryland

Compare Somerset County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources