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Virginia

Cost of living in Smyth County, VA

Estimated monthly cost
$2,713/mo
for a single person, all categories combined

Population 29,585 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $722 27%
Healthcare $480 18%
Federal tax $427 16%
Groceries $355 13%
Transport $320 12%
Energy $202 7%
State tax $152 6%
Water $55 2%

Rent in Smyth County

Fair Market Rents by bedroom count.

Studio
$584
per month
1 bedroom
$722
per month
2 bedroom
$851
per month
3 bedroom
$1,099
per month
4 bedroom
$1,383
per month

Source: HUD FMR FY2025

Income and earnings in Smyth County

Annual earnings figures from the Census ACS.

Household income
$46,859
per year
Individual earnings
$36,183
per year
Per capita
$29,369
per year

Source: ACS 2019-2023 5-Year.

Home values in Smyth County

Average values reported by homeowners.

Average home value
$125,800
Annual property tax
$766

Source: ACS 2019-2023 5-Year

Energy costs in Smyth County

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Smyth County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Smyth County

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Smyth County

Commute patterns and estimated costs.

Average commute
22.7 min
Drive alone
83.1%
Public transit
0.1%
Work from home
6.1%

Source: ACS

Monthly cost estimates for Smyth County

What it costs to live in Smyth County each month.

Single person
$2,713
per month
  • Rent $722
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $427
  • State tax $152
Couple
$3,679
per month
  • Rent $851
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $446
  • State tax $203
Family
$6,089
per month
  • Rent $1,099
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $446
  • State tax $203

Frequently asked questions about Smyth County

Common questions about cost of living, rent and salary.

What is the average rent in Smyth County?

In Smyth County, VA, a one-bedroom apartment averages $722 per month, a two-bedroom averages $851 per month, a three-bedroom averages $1,099 per month, according to HUD Fair Market Rent data.

What is the average salary in Smyth County?

In Smyth County, VA, the average household income is $46,859 per year and individual earnings for full-time workers average $36,183 per year, according to U.S. Census Bureau data.

What is the cost of living in Smyth County?

The estimated cost of living in Smyth County, VA is approximately $2,713 per month for a single person, $3,679 for a couple, $6,089 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Smyth County?

The combined sales tax rate in Smyth County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Smyth County an affordable place to live?

Based on the data, a single person in Smyth County, VA would need approximately $2,713 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $46,859 per year ($3,905 per month). Smyth County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Smyth County?

The ACA marketplace benchmark premium in Smyth County, VA is approximately $480 per month for an individual. Approximately 5.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Smyth County?

The average home value in Smyth County, VA is $125,800, with average annual property taxes of $766, according to U.S. Census Bureau data.

How does Smyth County compare to other areas?

You can compare Smyth County, VA with any other US county using our comparison tool at /compare. Smyth County is in Virginia.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Smyth County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources