Skip to main content
LiveWhere us
Kansas

Cost of living in Smith County, KS

Estimated monthly cost
$2,723/mo
for a single person, all categories combined

Population 3,579 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $770 28%
Healthcare $480 18%
Federal tax $452 17%
Transport $320 12%
Groceries $317 12%
Energy $193 7%
State tax $141 5%
Water $50 2%

Rent in Smith County

Fair Market Rents by bedroom count.

Studio
$625
per month
1 bedroom
$770
per month
2 bedroom
$872
per month
3 bedroom
$1,178
per month
4 bedroom
$1,251
per month

Source: HUD FMR FY2025

Income and earnings in Smith County

Annual earnings figures from the Census ACS.

Household income
$57,024
per year
Individual earnings
$37,719
per year
Per capita
$35,983
per year

Source: ACS 2019-2023 5-Year.

Home values in Smith County

Average values reported by homeowners.

Average home value
$91,000
Annual property tax
$1,503

Source: ACS 2019-2023 5-Year

Energy costs in Smith County

Estimated monthly electricity and gas costs.

Electricity
$136
per month · 15.1¢/kWh
Natural gas
$57
per month
Annual total
$2,316
per year

Source: EIA

Healthcare in Smith County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Smith County

State and local tax rates for Kansas.

State income tax
5.7%
Top marginal rate
State sales tax
6.5%
Combined sales tax
8.7%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Smith County

Commute patterns and estimated costs.

Average commute
15.5 min
Drive alone
79.9%
Public transit
0.5%
Work from home
4.4%

Source: ACS

Monthly cost estimates for Smith County

What it costs to live in Smith County each month.

Single person
$2,723
per month
  • Rent $770
  • Energy $193
  • Water $50
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $452
  • State tax $141
Couple
$3,809
per month
  • Rent $872
  • Energy $232
  • Water $60
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $603
  • State tax $233
Family
$6,241
per month
  • Rent $1,178
  • Energy $290
  • Water $70
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $603
  • State tax $233

Frequently asked questions about Smith County

Common questions about cost of living, rent and salary.

What is the average rent in Smith County?

In Smith County, KS, a one-bedroom apartment averages $770 per month, a two-bedroom averages $872 per month, a three-bedroom averages $1,178 per month, according to HUD Fair Market Rent data.

What is the average salary in Smith County?

In Smith County, KS, the average household income is $57,024 per year and individual earnings for full-time workers average $37,719 per year, according to U.S. Census Bureau data.

What is the cost of living in Smith County?

The estimated cost of living in Smith County, KS is approximately $2,723 per month for a single person, $3,809 for a couple, $6,241 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Smith County?

The combined sales tax rate in Smith County, KS is 8.70%, which includes the Kansas state rate of 6.50% plus an average local rate of 2.20%.

Is Smith County an affordable place to live?

Based on the data, a single person in Smith County, KS would need approximately $2,723 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,024 per year ($4,752 per month). Smith County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Smith County?

The ACA marketplace benchmark premium in Smith County, KS is approximately $480 per month for an individual. Approximately 8.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Smith County?

The average home value in Smith County, KS is $91,000, with average annual property taxes of $1,503, according to U.S. Census Bureau data.

How does Smith County compare to other areas?

You can compare Smith County, KS with any other US county using our comparison tool at /compare. Smith County is in Kansas.

Other counties in Kansas

Browse the full list of counties in Kansas, ranked by cost of living.

See all counties in Kansas

Compare Smith County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources