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Butte-Silver Bow, MT

Cost of living in Silver Bow County, MT

Estimated monthly cost
$2,982/mo
for a single person, all categories combined

Population 35,589 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,077 36%
Healthcare $480 16%
Federal tax $401 13%
Groceries $334 11%
Transport $320 11%
Energy $160 5%
State tax $150 5%
Water $60 2%

Rent in Silver Bow County

Fair Market Rents by bedroom count.

Studio
$945
per month
1 bedroom
$1,077
per month
2 bedroom
$1,370
per month
3 bedroom
$1,920
per month
4 bedroom
$2,191
per month

Source: HUD FMR FY2025

Income and earnings in Silver Bow County

Annual earnings figures from the Census ACS.

Household income
$57,504
per year
Individual earnings
$34,604
per year
Per capita
$34,925
per year

Source: ACS 2019-2023 5-Year.

Home values in Silver Bow County

Average values reported by homeowners.

Average home value
$223,500
Annual property tax
$2,357

Source: ACS 2019-2023 5-Year

Energy costs in Silver Bow County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Silver Bow County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Silver Bow County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Silver Bow County

Commute patterns and estimated costs.

Average commute
16.2 min
Drive alone
77.4%
Public transit
0.9%
Work from home
7.1%

Source: ACS

Monthly cost estimates for Silver Bow County

What it costs to live in Silver Bow County each month.

Single person
$2,982
per month
  • Rent $1,077
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $401
  • State tax $150
Couple
$4,342
per month
  • Rent $1,370
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $611
  • State tax $262
Family
$7,028
per month
  • Rent $1,920
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $611
  • State tax $262

Frequently asked questions about Silver Bow County

Common questions about cost of living, rent and salary.

What is the average rent in Silver Bow County?

In Silver Bow County, MT, a one-bedroom apartment averages $1,077 per month, a two-bedroom averages $1,370 per month, a three-bedroom averages $1,920 per month, according to HUD Fair Market Rent data.

What is the average salary in Silver Bow County?

In Silver Bow County, MT, the average household income is $57,504 per year and individual earnings for full-time workers average $34,604 per year, according to U.S. Census Bureau data.

What is the cost of living in Silver Bow County?

The estimated cost of living in Silver Bow County, MT is approximately $2,982 per month for a single person, $4,342 for a couple, $7,028 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Silver Bow County?

The combined sales tax rate in Silver Bow County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Silver Bow County an affordable place to live?

Based on the data, a single person in Silver Bow County, MT would need approximately $2,982 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,504 per year ($4,792 per month). Silver Bow County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Silver Bow County?

The ACA marketplace benchmark premium in Silver Bow County, MT is approximately $480 per month for an individual. Approximately 6.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Silver Bow County?

The average home value in Silver Bow County, MT is $223,500, with average annual property taxes of $2,357, according to U.S. Census Bureau data.

How does Silver Bow County compare to other areas?

You can compare Silver Bow County, MT with any other US county using our comparison tool at /compare. Silver Bow County is in the Butte-Silver Bow, MT metro area.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Silver Bow County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources