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Owosso, MI

Cost of living in Shiawassee County, MI

Estimated monthly cost
$2,724/mo
for a single person, all categories combined

Population 68,061 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $719 26%
Federal tax $495 18%
Healthcare $480 18%
Groceries $326 12%
Transport $320 12%
Energy $191 7%
State tax $143 5%
Water $50 2%

Rent in Shiawassee County

Fair Market Rents by bedroom count.

Studio
$714
per month
1 bedroom
$719
per month
2 bedroom
$943
per month
3 bedroom
$1,264
per month
4 bedroom
$1,373
per month

Source: HUD FMR FY2025

Income and earnings in Shiawassee County

Annual earnings figures from the Census ACS.

Household income
$64,464
per year
Individual earnings
$40,319
per year
Per capita
$34,107
per year

Source: ACS 2019-2023 5-Year.

Home values in Shiawassee County

Average values reported by homeowners.

Average home value
$164,600
Annual property tax
$2,214

Source: ACS 2019-2023 5-Year

Energy costs in Shiawassee County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Shiawassee County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Shiawassee County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Shiawassee County

Commute patterns and estimated costs.

Average commute
27.9 min
Drive alone
80.4%
Public transit
0.2%
Work from home
7.5%

Source: ACS

Monthly cost estimates for Shiawassee County

What it costs to live in Shiawassee County each month.

Single person
$2,724
per month
  • Rent $719
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $495
  • State tax $143
Couple
$4,009
per month
  • Rent $943
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $725
  • State tax $228
Family
$6,463
per month
  • Rent $1,264
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $725
  • State tax $228

Frequently asked questions about Shiawassee County

Common questions about cost of living, rent and salary.

What is the average rent in Shiawassee County?

In Shiawassee County, MI, a one-bedroom apartment averages $719 per month, a two-bedroom averages $943 per month, a three-bedroom averages $1,264 per month, according to HUD Fair Market Rent data.

What is the average salary in Shiawassee County?

In Shiawassee County, MI, the average household income is $64,464 per year and individual earnings for full-time workers average $40,319 per year, according to U.S. Census Bureau data.

What is the cost of living in Shiawassee County?

The estimated cost of living in Shiawassee County, MI is approximately $2,724 per month for a single person, $4,009 for a couple, $6,463 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Shiawassee County?

The combined sales tax rate in Shiawassee County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Shiawassee County an affordable place to live?

Based on the data, a single person in Shiawassee County, MI would need approximately $2,724 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,464 per year ($5,372 per month). Shiawassee County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Shiawassee County?

The ACA marketplace benchmark premium in Shiawassee County, MI is approximately $480 per month for an individual. Approximately 4.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Shiawassee County?

The average home value in Shiawassee County, MI is $164,600, with average annual property taxes of $2,214, according to U.S. Census Bureau data.

How does Shiawassee County compare to other areas?

You can compare Shiawassee County, MI with any other US county using our comparison tool at /compare. Shiawassee County is in the Owosso, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Shiawassee County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources