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Lincoln, NE

Cost of living in Seward County, NE

Part of the Lincoln Metro Area

Estimated monthly cost
$2,705/mo
for a single person, all categories combined

Population 17,636 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $718 27%
Federal tax $492 18%
Healthcare $480 18%
Groceries $320 12%
Transport $320 12%
Energy $185 7%
State tax $140 5%
Water $50 2%

Rent in Seward County

Fair Market Rents by bedroom count.

Studio
$686
per month
1 bedroom
$718
per month
2 bedroom
$942
per month
3 bedroom
$1,320
per month
4 bedroom
$1,477
per month

Source: HUD FMR FY2025

Income and earnings in Seward County

Annual earnings figures from the Census ACS.

Household income
$81,122
per year
Individual earnings
$40,154
per year
Per capita
$38,045
per year

Source: ACS 2019-2023 5-Year.

Home values in Seward County

Average values reported by homeowners.

Average home value
$232,400
Annual property tax
$2,791

Source: ACS 2019-2023 5-Year

Energy costs in Seward County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in Seward County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Seward County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Seward County

Commute patterns and estimated costs.

Average commute
20.6 min
Drive alone
78.5%
Public transit
0.0%
Work from home
6.2%

Source: ACS

Monthly cost estimates for Seward County

What it costs to live in Seward County each month.

Single person
$2,705
per month
  • Rent $718
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $492
  • State tax $140
Couple
$4,375
per month
  • Rent $942
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $998
  • State tax $339
Family
$6,880
per month
  • Rent $1,320
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $998
  • State tax $339

Frequently asked questions about Seward County

Common questions about cost of living, rent and salary.

What is the average rent in Seward County?

In Seward County, NE, a one-bedroom apartment averages $718 per month, a two-bedroom averages $942 per month, a three-bedroom averages $1,320 per month, according to HUD Fair Market Rent data.

What is the average salary in Seward County?

In Seward County, NE, the average household income is $81,122 per year and individual earnings for full-time workers average $40,154 per year, according to U.S. Census Bureau data.

What is the cost of living in Seward County?

The estimated cost of living in Seward County, NE is approximately $2,705 per month for a single person, $4,375 for a couple, $6,880 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Seward County?

The combined sales tax rate in Seward County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is Seward County an affordable place to live?

Based on the data, a single person in Seward County, NE would need approximately $2,705 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $81,122 per year ($6,760 per month). Seward County is relatively affordable compared to the national average.

How much does healthcare cost in Seward County?

The ACA marketplace benchmark premium in Seward County, NE is approximately $480 per month for an individual. Approximately 5.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Seward County?

The average home value in Seward County, NE is $232,400, with average annual property taxes of $2,791, according to U.S. Census Bureau data.

How does Seward County compare to other areas?

You can compare Seward County, NE with any other US county using our comparison tool at /compare. Seward County is in the Lincoln, NE metro area.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare Seward County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources