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Orlando-Kissimmee-Sanford, FL

Cost of living in Sanford, Florida

Seminole County, FL

Part of the Orlando Metro Area

Estimated monthly cost
$3,649/mo
for a single person, all categories combined

Population 474,912 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,727 47%
Federal tax $588 16%
Healthcare $480 13%
Groceries $352 10%
Transport $250 7%
Energy $197 5%
Water $55 2%
State tax $0 0%

Rent in Sanford

Fair Market Rents by bedroom count.

Studio
$1,636
per month
1 bedroom
$1,727
per month
2 bedroom
$1,958
per month
3 bedroom
$2,486
per month
4 bedroom
$2,960
per month

Source: HUD FMR FY2025

Income and earnings in Sanford

Annual earnings figures from the Census ACS.

Household income
$83,030
per year
Individual earnings
$45,997
per year
Per capita
$44,349
per year

Source: ACS 2019-2023 5-Year.

Home values in Sanford

Average values reported by homeowners.

Average home value
$357,300
Annual property tax
$2,493

Source: ACS 2019-2023 5-Year

Energy costs in Sanford

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Sanford

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Sanford

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Sanford

Commute patterns and estimated costs.

Average commute
27.2 min
Drive alone
69.8%
Public transit
0.5%
Work from home
19.2%

Source: ACS

Monthly cost estimates for Sanford

What it costs to live in Sanford each month.

Single person
$3,649
per month
  • Rent $1,727
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $250
  • Healthcare $480
  • Federal tax $588
  • State tax $0
Couple
$5,085
per month
  • Rent $1,958
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $350
  • Healthcare $864
  • Federal tax $1,029
  • State tax $0
Family
$7,771
per month
  • Rent $2,486
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,029
  • State tax $0

Frequently asked questions about Sanford

Common questions about cost of living, rent and salary.

What is the average rent in Sanford?

In Sanford, Florida, a one-bedroom apartment averages $1,727 per month, a two-bedroom averages $1,958 per month, a three-bedroom averages $2,486 per month, according to HUD Fair Market Rent data.

What is the average salary in Sanford?

In Sanford, Florida, the average household income is $83,030 per year and individual earnings for full-time workers average $45,997 per year, according to U.S. Census Bureau data.

What is the cost of living in Sanford?

The estimated cost of living in Sanford, Florida is approximately $3,649 per month for a single person, $5,085 for a couple, $7,771 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Sanford?

The combined sales tax rate in Sanford, Florida is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Sanford an affordable place to live?

Based on the data, a single person in Sanford, Florida would need approximately $3,649 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $83,030 per year ($6,919 per month). Sanford has a moderate cost of living relative to local earnings.

How much does healthcare cost in Sanford?

The ACA marketplace benchmark premium in Sanford, Florida is approximately $480 per month for an individual. Approximately 9.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Sanford?

The average home value in Sanford, Florida is $357,300, with average annual property taxes of $2,493, according to U.S. Census Bureau data.

How does Sanford compare to other areas?

You can compare Sanford, Florida with any other US county using our comparison tool at /compare. Sanford is in the Orlando-Kissimmee-Sanford, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Sanford with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources