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Arkansas

Cost of living in Searcy County, AR

Estimated monthly cost
$2,281/mo
for a single person, all categories combined

Population 7,861 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $646 28%
Healthcare $480 21%
Transport $320 14%
Groceries $303 13%
Federal tax $238 10%
Energy $192 8%
Water $55 2%
State tax $47 2%

Rent in Searcy County

Fair Market Rents by bedroom count.

Studio
$618
per month
1 bedroom
$646
per month
2 bedroom
$848
per month
3 bedroom
$1,104
per month
4 bedroom
$1,193
per month

Source: HUD FMR FY2025

Income and earnings in Searcy County

Annual earnings figures from the Census ACS.

Household income
$41,978
per year
Individual earnings
$24,429
per year
Per capita
$22,545
per year

Source: ACS 2019-2023 5-Year.

Home values in Searcy County

Average values reported by homeowners.

Average home value
$108,100
Annual property tax
$517

Source: ACS 2019-2023 5-Year

Energy costs in Searcy County

Estimated monthly electricity and gas costs.

Electricity
$148
per month · 13.5¢/kWh
Natural gas
$44
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Searcy County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Searcy County

State and local tax rates for Arkansas.

State income tax
3.9%
Top marginal rate
State sales tax
6.5%
Combined sales tax
9.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Searcy County

Commute patterns and estimated costs.

Average commute
26.5 min
Drive alone
82.4%
Public transit
0.0%
Work from home
4.4%

Source: ACS

Monthly cost estimates for Searcy County

What it costs to live in Searcy County each month.

Single person
$2,281
per month
  • Rent $646
  • Energy $192
  • Water $55
  • Groceries $303
  • Transport $320
  • Healthcare $480
  • Federal tax $238
  • State tax $47
Couple
$3,407
per month
  • Rent $848
  • Energy $230
  • Water $65
  • Groceries $502
  • Transport $420
  • Healthcare $864
  • Federal tax $374
  • State tax $104
Family
$5,777
per month
  • Rent $1,104
  • Energy $288
  • Water $75
  • Groceries $762
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $374
  • State tax $104

Frequently asked questions about Searcy County

Common questions about cost of living, rent and salary.

What is the average rent in Searcy County?

In Searcy County, AR, a one-bedroom apartment averages $646 per month, a two-bedroom averages $848 per month, a three-bedroom averages $1,104 per month, according to HUD Fair Market Rent data.

What is the average salary in Searcy County?

In Searcy County, AR, the average household income is $41,978 per year and individual earnings for full-time workers average $24,429 per year, according to U.S. Census Bureau data.

What is the cost of living in Searcy County?

The estimated cost of living in Searcy County, AR is approximately $2,281 per month for a single person, $3,407 for a couple, $5,777 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Searcy County?

The combined sales tax rate in Searcy County, AR is 9.47%, which includes the Arkansas state rate of 6.50% plus an average local rate of 2.97%.

Is Searcy County an affordable place to live?

Based on the data, a single person in Searcy County, AR would need approximately $2,281 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $41,978 per year ($3,498 per month). Searcy County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Searcy County?

The ACA marketplace benchmark premium in Searcy County, AR is approximately $480 per month for an individual. Approximately 5.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Searcy County?

The average home value in Searcy County, AR is $108,100, with average annual property taxes of $517, according to U.S. Census Bureau data.

How does Searcy County compare to other areas?

You can compare Searcy County, AR with any other US county using our comparison tool at /compare. Searcy County is in Arkansas.

Other counties in Arkansas

Browse the full list of counties in Arkansas, ranked by cost of living.

See all counties in Arkansas

Compare Searcy County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources