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Minneapolis-St. Paul-Bloomington, MN-WI

Cost of living in Scott County, MN

Part of the Minneapolis Metro Area

Estimated monthly cost
$3,845/mo
for a single person, all categories combined

Population 152,957 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,381 36%
Federal tax $792 21%
Healthcare $480 12%
Groceries $340 9%
Transport $320 8%
State tax $295 8%
Energy $187 5%
Water $50 1%

Rent in Scott County

Fair Market Rents by bedroom count.

Studio
$1,220
per month
1 bedroom
$1,381
per month
2 bedroom
$1,685
per month
3 bedroom
$2,244
per month
4 bedroom
$2,513
per month

Source: HUD FMR FY2025

Income and earnings in Scott County

Annual earnings figures from the Census ACS.

Household income
$120,247
per year
Individual earnings
$58,470
per year
Per capita
$53,499
per year

Source: ACS 2019-2023 5-Year.

Home values in Scott County

Average values reported by homeowners.

Average home value
$393,500
Annual property tax
$4,195

Source: ACS 2019-2023 5-Year

Energy costs in Scott County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Scott County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Scott County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Scott County

Commute patterns and estimated costs.

Average commute
24.9 min
Drive alone
72.6%
Public transit
0.6%
Work from home
17.6%

Source: ACS

Monthly cost estimates for Scott County

What it costs to live in Scott County each month.

Single person
$3,845
per month
  • Rent $1,381
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $792
  • State tax $295
Couple
$6,118
per month
  • Rent $1,685
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $1,638
  • State tax $664
Family
$8,821
per month
  • Rent $2,244
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,638
  • State tax $664

Frequently asked questions about Scott County

Common questions about cost of living, rent and salary.

What is the average rent in Scott County?

In Scott County, MN, a one-bedroom apartment averages $1,381 per month, a two-bedroom averages $1,685 per month, a three-bedroom averages $2,244 per month, according to HUD Fair Market Rent data.

What is the average salary in Scott County?

In Scott County, MN, the average household income is $120,247 per year and individual earnings for full-time workers average $58,470 per year, according to U.S. Census Bureau data.

What is the cost of living in Scott County?

The estimated cost of living in Scott County, MN is approximately $3,845 per month for a single person, $6,118 for a couple, $8,821 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Scott County?

The combined sales tax rate in Scott County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Scott County an affordable place to live?

Based on the data, a single person in Scott County, MN would need approximately $3,845 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $120,247 per year ($10,021 per month). Scott County is relatively affordable compared to the national average.

How much does healthcare cost in Scott County?

The ACA marketplace benchmark premium in Scott County, MN is approximately $480 per month for an individual. Approximately 3.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Scott County?

The average home value in Scott County, MN is $393,500, with average annual property taxes of $4,195, according to U.S. Census Bureau data.

How does Scott County compare to other areas?

You can compare Scott County, MN with any other US county using our comparison tool at /compare. Scott County is in the Minneapolis-St. Paul-Bloomington, MN-WI metro area.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Scott County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources