Cost of living in Scott County, KY
Part of the Lexington Metro Area
Population 58,269 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Scott County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Scott County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Scott County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Scott County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Scott County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Scott County
State and local tax rates for Kentucky.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Scott County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Scott County
What it costs to live in Scott County each month.
- Rent $982
- Energy $194
- Water $55
- Groceries $312
- Transport $320
- Healthcare $480
- Federal tax $622
- State tax $160
- Rent $1,165
- Energy $233
- Water $65
- Groceries $517
- Transport $420
- Healthcare $864
- Federal tax $1,039
- State tax $279
- Rent $1,583
- Energy $291
- Water $75
- Groceries $784
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,039
- State tax $279
Frequently asked questions about Scott County
Common questions about cost of living, rent and salary.
What is the average rent in Scott County?
In Scott County, KY, a one-bedroom apartment averages $982 per month, a two-bedroom averages $1,165 per month, a three-bedroom averages $1,583 per month, according to HUD Fair Market Rent data.
What is the average salary in Scott County?
In Scott County, KY, the average household income is $83,660 per year and individual earnings for full-time workers average $48,055 per year, according to U.S. Census Bureau data.
What is the cost of living in Scott County?
The estimated cost of living in Scott County, KY is approximately $3,125 per month for a single person, $4,582 for a couple, $7,121 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Scott County?
The combined sales tax rate in Scott County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.
Is Scott County an affordable place to live?
Based on the data, a single person in Scott County, KY would need approximately $3,125 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $83,660 per year ($6,972 per month). Scott County is relatively affordable compared to the national average.
How much does healthcare cost in Scott County?
The ACA marketplace benchmark premium in Scott County, KY is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Scott County?
The average home value in Scott County, KY is $264,200, with average annual property taxes of $1,800, according to U.S. Census Bureau data.
How does Scott County compare to other areas?
You can compare Scott County, KY with any other US county using our comparison tool at /compare. Scott County is in the Lexington-Fayette, KY metro area.
Other counties in Kentucky
Browse the full list of counties in Kentucky, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP