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Laurinburg, NC

Cost of living in Scotland County, NC

Estimated monthly cost
$2,626/mo
for a single person, all categories combined

Population 34,353 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $793 30%
Healthcare $480 18%
Federal tax $347 13%
Groceries $327 12%
Transport $320 12%
Energy $187 7%
State tax $117 4%
Water $55 2%

Rent in Scotland County

Fair Market Rents by bedroom count.

Studio
$788
per month
1 bedroom
$793
per month
2 bedroom
$930
per month
3 bedroom
$1,228
per month
4 bedroom
$1,233
per month

Source: HUD FMR FY2025

Income and earnings in Scotland County

Annual earnings figures from the Census ACS.

Household income
$43,500
per year
Individual earnings
$31,262
per year
Per capita
$27,678
per year

Source: ACS 2019-2023 5-Year.

Home values in Scotland County

Average values reported by homeowners.

Average home value
$109,900
Annual property tax
$999

Source: ACS 2019-2023 5-Year

Energy costs in Scotland County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Scotland County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Scotland County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Scotland County

Commute patterns and estimated costs.

Average commute
23.8 min
Drive alone
81.4%
Public transit
0.1%
Work from home
4.4%

Source: ACS

Monthly cost estimates for Scotland County

What it costs to live in Scotland County each month.

Single person
$2,626
per month
  • Rent $793
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $347
  • State tax $117
Couple
$3,604
per month
  • Rent $930
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $396
  • State tax $163
Family
$6,034
per month
  • Rent $1,228
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $396
  • State tax $163

Frequently asked questions about Scotland County

Common questions about cost of living, rent and salary.

What is the average rent in Scotland County?

In Scotland County, NC, a one-bedroom apartment averages $793 per month, a two-bedroom averages $930 per month, a three-bedroom averages $1,228 per month, according to HUD Fair Market Rent data.

What is the average salary in Scotland County?

In Scotland County, NC, the average household income is $43,500 per year and individual earnings for full-time workers average $31,262 per year, according to U.S. Census Bureau data.

What is the cost of living in Scotland County?

The estimated cost of living in Scotland County, NC is approximately $2,626 per month for a single person, $3,604 for a couple, $6,034 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Scotland County?

The combined sales tax rate in Scotland County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Scotland County an affordable place to live?

Based on the data, a single person in Scotland County, NC would need approximately $2,626 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $43,500 per year ($3,625 per month). Scotland County has a high cost of living relative to local earnings.

How much does healthcare cost in Scotland County?

The ACA marketplace benchmark premium in Scotland County, NC is approximately $480 per month for an individual. Approximately 11.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Scotland County?

The average home value in Scotland County, NC is $109,900, with average annual property taxes of $999, according to U.S. Census Bureau data.

How does Scotland County compare to other areas?

You can compare Scotland County, NC with any other US county using our comparison tool at /compare. Scotland County is in the Laurinburg, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Scotland County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources