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Omaha, NE-IA

Cost of living in Saunders County, NE

Part of the Omaha Metro Area

Estimated monthly cost
$3,000/mo
for a single person, all categories combined

Population 22,761 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $854 28%
Federal tax $615 21%
Healthcare $480 16%
Groceries $320 11%
Transport $320 11%
Energy $185 6%
State tax $176 6%
Water $50 2%

Rent in Saunders County

Fair Market Rents by bedroom count.

Studio
$772
per month
1 bedroom
$854
per month
2 bedroom
$983
per month
3 bedroom
$1,226
per month
4 bedroom
$1,451
per month

Source: HUD FMR FY2025

Income and earnings in Saunders County

Annual earnings figures from the Census ACS.

Household income
$89,395
per year
Individual earnings
$47,667
per year
Per capita
$41,922
per year

Source: ACS 2019-2023 5-Year.

Home values in Saunders County

Average values reported by homeowners.

Average home value
$241,100
Annual property tax
$3,247

Source: ACS 2019-2023 5-Year

Energy costs in Saunders County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in Saunders County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Saunders County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Saunders County

Commute patterns and estimated costs.

Average commute
26.2 min
Drive alone
78.1%
Public transit
0.7%
Work from home
9.0%

Source: ACS

Monthly cost estimates for Saunders County

What it costs to live in Saunders County each month.

Single person
$3,000
per month
  • Rent $854
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $615
  • State tax $176
Couple
$4,591
per month
  • Rent $983
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $1,133
  • State tax $379
Family
$6,961
per month
  • Rent $1,226
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,133
  • State tax $379

Frequently asked questions about Saunders County

Common questions about cost of living, rent and salary.

What is the average rent in Saunders County?

In Saunders County, NE, a one-bedroom apartment averages $854 per month, a two-bedroom averages $983 per month, a three-bedroom averages $1,226 per month, according to HUD Fair Market Rent data.

What is the average salary in Saunders County?

In Saunders County, NE, the average household income is $89,395 per year and individual earnings for full-time workers average $47,667 per year, according to U.S. Census Bureau data.

What is the cost of living in Saunders County?

The estimated cost of living in Saunders County, NE is approximately $3,000 per month for a single person, $4,591 for a couple, $6,961 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Saunders County?

The combined sales tax rate in Saunders County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is Saunders County an affordable place to live?

Based on the data, a single person in Saunders County, NE would need approximately $3,000 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $89,395 per year ($7,450 per month). Saunders County is relatively affordable compared to the national average.

How much does healthcare cost in Saunders County?

The ACA marketplace benchmark premium in Saunders County, NE is approximately $480 per month for an individual. Approximately 4.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Saunders County?

The average home value in Saunders County, NE is $241,100, with average annual property taxes of $3,247, according to U.S. Census Bureau data.

How does Saunders County compare to other areas?

You can compare Saunders County, NE with any other US county using our comparison tool at /compare. Saunders County is in the Omaha, NE-IA metro area.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare Saunders County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources