Skip to main content
LiveWhere us
Colorado

Cost of living in San Miguel County, CO

Estimated monthly cost
$3,355/mo
for a single person, all categories combined

Population 8,026 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,326 40%
Federal tax $641 19%
Healthcare $480 14%
Groceries $359 11%
State tax $181 5%
Energy $158 5%
Transport $150 4%
Water $60 2%

Rent in San Miguel County

Fair Market Rents by bedroom count.

Studio
$1,318
per month
1 bedroom
$1,326
per month
2 bedroom
$1,743
per month
3 bedroom
$2,438
per month
4 bedroom
$2,806
per month

Source: HUD FMR FY2025

Income and earnings in San Miguel County

Annual earnings figures from the Census ACS.

Household income
$80,117
per year
Individual earnings
$49,268
per year
Per capita
$64,164
per year

Source: ACS 2019-2023 5-Year.

Home values in San Miguel County

Average values reported by homeowners.

Average home value
$613,100
Annual property tax
$1,599

Source: ACS 2019-2023 5-Year

Energy costs in San Miguel County

Estimated monthly electricity and gas costs.

Electricity
$106
per month · 15.2¢/kWh
Natural gas
$52
per month
Annual total
$1,896
per year

Source: EIA

Healthcare in San Miguel County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in San Miguel County

State and local tax rates for Colorado.

State income tax
4.4%
Flat rate
State sales tax
2.9%
Combined sales tax
7.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in San Miguel County

Commute patterns and estimated costs.

Average commute
16.4 min
Drive alone
44.2%
Public transit
0.9%
Work from home
18.1%

Source: ACS

Monthly cost estimates for San Miguel County

What it costs to live in San Miguel County each month.

Single person
$3,355
per month
  • Rent $1,326
  • Energy $158
  • Water $60
  • Groceries $359
  • Transport $150
  • Healthcare $480
  • Federal tax $641
  • State tax $181
Couple
$4,937
per month
  • Rent $1,743
  • Energy $190
  • Water $70
  • Groceries $595
  • Transport $200
  • Healthcare $864
  • Federal tax $981
  • State tax $294
Family
$7,768
per month
  • Rent $2,438
  • Energy $237
  • Water $85
  • Groceries $903
  • Transport $280
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $981
  • State tax $294

Frequently asked questions about San Miguel County

Common questions about cost of living, rent and salary.

What is the average rent in San Miguel County?

In San Miguel County, CO, a one-bedroom apartment averages $1,326 per month, a two-bedroom averages $1,743 per month, a three-bedroom averages $2,438 per month, according to HUD Fair Market Rent data.

What is the average salary in San Miguel County?

In San Miguel County, CO, the average household income is $80,117 per year and individual earnings for full-time workers average $49,268 per year, according to U.S. Census Bureau data.

What is the cost of living in San Miguel County?

The estimated cost of living in San Miguel County, CO is approximately $3,355 per month for a single person, $4,937 for a couple, $7,768 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in San Miguel County?

The combined sales tax rate in San Miguel County, CO is 7.77%, which includes the Colorado state rate of 2.90% plus an average local rate of 4.87%.

Is San Miguel County an affordable place to live?

Based on the data, a single person in San Miguel County, CO would need approximately $3,355 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $80,117 per year ($6,676 per month). San Miguel County has a moderate cost of living relative to local earnings.

How much does healthcare cost in San Miguel County?

The ACA marketplace benchmark premium in San Miguel County, CO is approximately $480 per month for an individual. Approximately 10.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in San Miguel County?

The average home value in San Miguel County, CO is $613,100, with average annual property taxes of $1,599, according to U.S. Census Bureau data.

How does San Miguel County compare to other areas?

You can compare San Miguel County, CO with any other US county using our comparison tool at /compare. San Miguel County is in Colorado.

Other counties in Colorado

Browse the full list of counties in Colorado, ranked by cost of living.

See all counties in Colorado

Compare San Miguel County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources