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Farmington, NM

Cost of living in San Juan County, NM

Part of the Farmington Metro Area

Estimated monthly cost
$2,670/mo
for a single person, all categories combined

Population 121,178 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $855 32%
Healthcare $480 18%
Federal tax $385 14%
Groceries $326 12%
Transport $320 12%
Energy $130 5%
State tax $114 4%
Water $60 2%

Rent in San Juan County

Fair Market Rents by bedroom count.

Studio
$841
per month
1 bedroom
$855
per month
2 bedroom
$1,034
per month
3 bedroom
$1,449
per month
4 bedroom
$1,571
per month

Source: HUD FMR FY2025

Income and earnings in San Juan County

Annual earnings figures from the Census ACS.

Household income
$53,020
per year
Individual earnings
$33,632
per year
Per capita
$26,583
per year

Source: ACS 2019-2023 5-Year.

Home values in San Juan County

Average values reported by homeowners.

Average home value
$185,100
Annual property tax
$1,249

Source: ACS 2019-2023 5-Year

Energy costs in San Juan County

Estimated monthly electricity and gas costs.

Electricity
$92
per month · 15.4¢/kWh
Natural gas
$38
per month
Annual total
$1,560
per year

Source: EIA

Healthcare in San Juan County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
12.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in San Juan County

State and local tax rates for New Mexico.

State income tax
5.9%
Top marginal rate
State sales tax
5.0%
Combined sales tax
7.7%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in San Juan County

Commute patterns and estimated costs.

Average commute
23.8 min
Drive alone
85.2%
Public transit
0.2%
Work from home
5.6%

Source: ACS

Monthly cost estimates for San Juan County

What it costs to live in San Juan County each month.

Single person
$2,670
per month
  • Rent $855
  • Energy $130
  • Water $60
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $385
  • State tax $114
Couple
$3,815
per month
  • Rent $1,034
  • Energy $156
  • Water $70
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $538
  • State tax $193
Family
$6,350
per month
  • Rent $1,449
  • Energy $195
  • Water $85
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $538
  • State tax $193

Frequently asked questions about San Juan County

Common questions about cost of living, rent and salary.

What is the average rent in San Juan County?

In San Juan County, NM, a one-bedroom apartment averages $855 per month, a two-bedroom averages $1,034 per month, a three-bedroom averages $1,449 per month, according to HUD Fair Market Rent data.

What is the average salary in San Juan County?

In San Juan County, NM, the average household income is $53,020 per year and individual earnings for full-time workers average $33,632 per year, according to U.S. Census Bureau data.

What is the cost of living in San Juan County?

The estimated cost of living in San Juan County, NM is approximately $2,670 per month for a single person, $3,815 for a couple, $6,350 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in San Juan County?

The combined sales tax rate in San Juan County, NM is 7.72%, which includes the New Mexico state rate of 5.00% plus an average local rate of 2.72%.

Is San Juan County an affordable place to live?

Based on the data, a single person in San Juan County, NM would need approximately $2,670 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $53,020 per year ($4,418 per month). San Juan County has a moderate cost of living relative to local earnings.

How much does healthcare cost in San Juan County?

The ACA marketplace benchmark premium in San Juan County, NM is approximately $480 per month for an individual. Approximately 12.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in San Juan County?

The average home value in San Juan County, NM is $185,100, with average annual property taxes of $1,249, according to U.S. Census Bureau data.

How does San Juan County compare to other areas?

You can compare San Juan County, NM with any other US county using our comparison tool at /compare. San Juan County is in the Farmington, NM metro area.

Other counties in New Mexico

Browse the full list of counties in New Mexico, ranked by cost of living.

See all counties in New Mexico

Compare San Juan County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP