Cost of living in Stockton, California
San Joaquin County, CA
Part of the Stockton Metro Area
Population 787,416 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Stockton
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Stockton
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Stockton
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Stockton
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Stockton
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Stockton
State and local tax rates for California.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Stockton
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Stockton
What it costs to live in Stockton each month.
- Rent $1,363
- Energy $217
- Water $60
- Groceries $397
- Transport $320
- Healthcare $480
- Federal tax $549
- State tax $103
- Rent $1,736
- Energy $260
- Water $70
- Groceries $658
- Transport $420
- Healthcare $864
- Federal tax $1,119
- State tax $407
- Rent $2,433
- Energy $326
- Water $85
- Groceries $998
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,119
- State tax $407
Frequently asked questions about Stockton
Common questions about cost of living, rent and salary.
What is the average rent in Stockton?
In Stockton, California, a one-bedroom apartment averages $1,363 per month, a two-bedroom averages $1,736 per month, a three-bedroom averages $2,433 per month, according to HUD Fair Market Rent data.
What is the average salary in Stockton?
In Stockton, California, the average household income is $88,531 per year and individual earnings for full-time workers average $43,620 per year, according to U.S. Census Bureau data.
What is the cost of living in Stockton?
The estimated cost of living in Stockton, California is approximately $3,489 per month for a single person, $5,534 for a couple, $8,438 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Stockton?
The combined sales tax rate in Stockton, California is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.
Is Stockton an affordable place to live?
Based on the data, a single person in Stockton, California would need approximately $3,489 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $88,531 per year ($7,378 per month). Stockton is relatively affordable compared to the national average.
How much does healthcare cost in Stockton?
The ACA marketplace benchmark premium in Stockton, California is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Stockton?
The average home value in Stockton, California is $494,500, with average annual property taxes of $3,782, according to U.S. Census Bureau data.
How does Stockton compare to other areas?
You can compare Stockton, California with any other US county using our comparison tool at /compare. Stockton is in the Stockton-Lodi, CA metro area.
Other counties in California
Browse the full list of counties in California, ranked by cost of living.
See all counties in CaliforniaCompare Stockton with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP