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Iowa

Cost of living in Sac County, IA

Estimated monthly cost
$2,803/mo
for a single person, all categories combined

Population 9,759 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $744 27%
Federal tax $524 19%
Healthcare $480 17%
Transport $320 11%
Groceries $315 11%
Energy $195 7%
State tax $175 6%
Water $50 2%

Rent in Sac County

Fair Market Rents by bedroom count.

Studio
$739
per month
1 bedroom
$744
per month
2 bedroom
$877
per month
3 bedroom
$1,161
per month
4 bedroom
$1,165
per month

Source: HUD FMR FY2025

Income and earnings in Sac County

Annual earnings figures from the Census ACS.

Household income
$70,991
per year
Individual earnings
$42,104
per year
Per capita
$40,261
per year

Source: ACS 2019-2023 5-Year.

Home values in Sac County

Average values reported by homeowners.

Average home value
$138,400
Annual property tax
$1,423

Source: ACS 2019-2023 5-Year

Energy costs in Sac County

Estimated monthly electricity and gas costs.

Electricity
$134
per month · 15.8¢/kWh
Natural gas
$61
per month
Annual total
$2,340
per year

Source: EIA

Healthcare in Sac County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Sac County

State and local tax rates for Iowa.

State income tax
5.7%
Top marginal rate
State sales tax
6.0%
Combined sales tax
6.9%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Sac County

Commute patterns and estimated costs.

Average commute
20.1 min
Drive alone
86.7%
Public transit
0.4%
Work from home
4.5%

Source: ACS

Monthly cost estimates for Sac County

What it costs to live in Sac County each month.

Single person
$2,803
per month
  • Rent $744
  • Energy $195
  • Water $50
  • Groceries $315
  • Transport $320
  • Healthcare $480
  • Federal tax $524
  • State tax $175
Couple
$4,121
per month
  • Rent $877
  • Energy $234
  • Water $60
  • Groceries $522
  • Transport $420
  • Healthcare $864
  • Federal tax $832
  • State tax $312
Family
$6,529
per month
  • Rent $1,161
  • Energy $292
  • Water $70
  • Groceries $792
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $832
  • State tax $312

Frequently asked questions about Sac County

Common questions about cost of living, rent and salary.

What is the average rent in Sac County?

In Sac County, IA, a one-bedroom apartment averages $744 per month, a two-bedroom averages $877 per month, a three-bedroom averages $1,161 per month, according to HUD Fair Market Rent data.

What is the average salary in Sac County?

In Sac County, IA, the average household income is $70,991 per year and individual earnings for full-time workers average $42,104 per year, according to U.S. Census Bureau data.

What is the cost of living in Sac County?

The estimated cost of living in Sac County, IA is approximately $2,803 per month for a single person, $4,121 for a couple, $6,529 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Sac County?

The combined sales tax rate in Sac County, IA is 6.94%, which includes the Iowa state rate of 6.00% plus an average local rate of 0.94%.

Is Sac County an affordable place to live?

Based on the data, a single person in Sac County, IA would need approximately $2,803 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,991 per year ($5,916 per month). Sac County is relatively affordable compared to the national average.

How much does healthcare cost in Sac County?

The ACA marketplace benchmark premium in Sac County, IA is approximately $480 per month for an individual. Approximately 5.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Sac County?

The average home value in Sac County, IA is $138,400, with average annual property taxes of $1,423, according to U.S. Census Bureau data.

How does Sac County compare to other areas?

You can compare Sac County, IA with any other US county using our comparison tool at /compare. Sac County is in Iowa.

Other counties in Iowa

Browse the full list of counties in Iowa, ranked by cost of living.

See all counties in Iowa

Compare Sac County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources