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Chillicothe, OH

Cost of living in Ross County, OH

Estimated monthly cost
$2,708/mo
for a single person, all categories combined

Population 76,748 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $807 30%
Federal tax $503 19%
Healthcare $480 18%
Groceries $320 12%
Transport $320 12%
Energy $194 7%
Water $50 2%
State tax $34 1%

Rent in Ross County

Fair Market Rents by bedroom count.

Studio
$731
per month
1 bedroom
$807
per month
2 bedroom
$971
per month
3 bedroom
$1,195
per month
4 bedroom
$1,287
per month

Source: HUD FMR FY2025

Income and earnings in Ross County

Annual earnings figures from the Census ACS.

Household income
$59,819
per year
Individual earnings
$40,787
per year
Per capita
$31,013
per year

Source: ACS 2019-2023 5-Year.

Home values in Ross County

Average values reported by homeowners.

Average home value
$158,500
Annual property tax
$1,577

Source: ACS 2019-2023 5-Year

Energy costs in Ross County

Estimated monthly electricity and gas costs.

Electricity
$131
per month · 15.4¢/kWh
Natural gas
$63
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Ross County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ross County

State and local tax rates for Ohio.

State income tax
3.5%
Top marginal rate
State sales tax
5.8%
Combined sales tax
7.2%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ross County

Commute patterns and estimated costs.

Average commute
27.5 min
Drive alone
83.3%
Public transit
0.1%
Work from home
4.6%

Source: ACS

Monthly cost estimates for Ross County

What it costs to live in Ross County each month.

Single person
$2,708
per month
  • Rent $807
  • Energy $194
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $503
  • State tax $34
Couple
$3,804
per month
  • Rent $971
  • Energy $233
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $649
  • State tax $77
Family
$6,157
per month
  • Rent $1,195
  • Energy $291
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $649
  • State tax $77

Frequently asked questions about Ross County

Common questions about cost of living, rent and salary.

What is the average rent in Ross County?

In Ross County, OH, a one-bedroom apartment averages $807 per month, a two-bedroom averages $971 per month, a three-bedroom averages $1,195 per month, according to HUD Fair Market Rent data.

What is the average salary in Ross County?

In Ross County, OH, the average household income is $59,819 per year and individual earnings for full-time workers average $40,787 per year, according to U.S. Census Bureau data.

What is the cost of living in Ross County?

The estimated cost of living in Ross County, OH is approximately $2,708 per month for a single person, $3,804 for a couple, $6,157 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ross County?

The combined sales tax rate in Ross County, OH is 7.24%, which includes the Ohio state rate of 5.75% plus an average local rate of 1.49%.

Is Ross County an affordable place to live?

Based on the data, a single person in Ross County, OH would need approximately $2,708 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,819 per year ($4,985 per month). Ross County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Ross County?

The ACA marketplace benchmark premium in Ross County, OH is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ross County?

The average home value in Ross County, OH is $158,500, with average annual property taxes of $1,577, according to U.S. Census Bureau data.

How does Ross County compare to other areas?

You can compare Ross County, OH with any other US county using our comparison tool at /compare. Ross County is in the Chillicothe, OH metro area.

Other counties in Ohio

Browse the full list of counties in Ohio, ranked by cost of living.

See all counties in Ohio

Compare Ross County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources