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Richmond-Berea, KY

Cost of living in Rockcastle County, KY

Estimated monthly cost
$2,587/mo
for a single person, all categories combined

Population 16,144 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $677 26%
Healthcare $480 19%
Federal tax $428 17%
Transport $320 12%
Groceries $312 12%
Energy $194 7%
State tax $121 5%
Water $55 2%

Rent in Rockcastle County

Fair Market Rents by bedroom count.

Studio
$624
per month
1 bedroom
$677
per month
2 bedroom
$867
per month
3 bedroom
$1,148
per month
4 bedroom
$1,194
per month

Source: HUD FMR FY2025

Income and earnings in Rockcastle County

Annual earnings figures from the Census ACS.

Household income
$48,367
per year
Individual earnings
$36,255
per year
Per capita
$28,133
per year

Source: ACS 2019-2023 5-Year.

Home values in Rockcastle County

Average values reported by homeowners.

Average home value
$119,300
Annual property tax
$574

Source: ACS 2019-2023 5-Year

Energy costs in Rockcastle County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Rockcastle County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Rockcastle County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Rockcastle County

Commute patterns and estimated costs.

Average commute
26.8 min
Drive alone
80.1%
Public transit
0.2%
Work from home
8.1%

Source: ACS

Monthly cost estimates for Rockcastle County

What it costs to live in Rockcastle County each month.

Single person
$2,587
per month
  • Rent $677
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $428
  • State tax $121
Couple
$3,595
per month
  • Rent $867
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $468
  • State tax $161
Family
$5,997
per month
  • Rent $1,148
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $468
  • State tax $161

Frequently asked questions about Rockcastle County

Common questions about cost of living, rent and salary.

What is the average rent in Rockcastle County?

In Rockcastle County, KY, a one-bedroom apartment averages $677 per month, a two-bedroom averages $867 per month, a three-bedroom averages $1,148 per month, according to HUD Fair Market Rent data.

What is the average salary in Rockcastle County?

In Rockcastle County, KY, the average household income is $48,367 per year and individual earnings for full-time workers average $36,255 per year, according to U.S. Census Bureau data.

What is the cost of living in Rockcastle County?

The estimated cost of living in Rockcastle County, KY is approximately $2,587 per month for a single person, $3,595 for a couple, $5,997 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Rockcastle County?

The combined sales tax rate in Rockcastle County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Rockcastle County an affordable place to live?

Based on the data, a single person in Rockcastle County, KY would need approximately $2,587 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $48,367 per year ($4,031 per month). Rockcastle County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Rockcastle County?

The ACA marketplace benchmark premium in Rockcastle County, KY is approximately $480 per month for an individual. Approximately 4.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Rockcastle County?

The average home value in Rockcastle County, KY is $119,300, with average annual property taxes of $574, according to U.S. Census Bureau data.

How does Rockcastle County compare to other areas?

You can compare Rockcastle County, KY with any other US county using our comparison tool at /compare. Rockcastle County is in the Richmond-Berea, KY metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Rockcastle County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources