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Nebraska

Cost of living in Rock County, NE

Estimated monthly cost
$2,606/mo
for a single person, all categories combined

Population 1,335 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $691 27%
Healthcare $480 18%
Federal tax $437 17%
Groceries $320 12%
Transport $320 12%
Energy $185 7%
State tax $123 5%
Water $50 2%

Rent in Rock County

Fair Market Rents by bedroom count.

Studio
$622
per month
1 bedroom
$691
per month
2 bedroom
$907
per month
3 bedroom
$1,129
per month
4 bedroom
$1,204
per month

Source: HUD FMR FY2025

Income and earnings in Rock County

Annual earnings figures from the Census ACS.

Household income
$57,500
per year
Individual earnings
$36,810
per year
Per capita
$35,740
per year

Source: ACS 2019-2023 5-Year.

Home values in Rock County

Average values reported by homeowners.

Average home value
$124,400
Annual property tax
$1,264

Source: ACS 2019-2023 5-Year

Energy costs in Rock County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 13.1¢/kWh
Natural gas
$61
per month
Annual total
$2,220
per year

Source: EIA

Healthcare in Rock County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Rock County

State and local tax rates for Nebraska.

State income tax
5.8%
Top marginal rate
State sales tax
5.5%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Rock County

Commute patterns and estimated costs.

Average commute
13.1 min
Drive alone
78.4%
Public transit
0.0%
Work from home
10.5%

Source: ACS

Monthly cost estimates for Rock County

What it costs to live in Rock County each month.

Single person
$2,606
per month
  • Rent $691
  • Energy $185
  • Water $50
  • Groceries $320
  • Transport $320
  • Healthcare $480
  • Federal tax $437
  • State tax $123
Couple
$3,838
per month
  • Rent $907
  • Energy $222
  • Water $60
  • Groceries $530
  • Transport $420
  • Healthcare $864
  • Federal tax $611
  • State tax $224
Family
$6,187
per month
  • Rent $1,129
  • Energy $278
  • Water $70
  • Groceries $805
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $611
  • State tax $224

Frequently asked questions about Rock County

Common questions about cost of living, rent and salary.

What is the average rent in Rock County?

In Rock County, NE, a one-bedroom apartment averages $691 per month, a two-bedroom averages $907 per month, a three-bedroom averages $1,129 per month, according to HUD Fair Market Rent data.

What is the average salary in Rock County?

In Rock County, NE, the average household income is $57,500 per year and individual earnings for full-time workers average $36,810 per year, according to U.S. Census Bureau data.

What is the cost of living in Rock County?

The estimated cost of living in Rock County, NE is approximately $2,606 per month for a single person, $3,838 for a couple, $6,187 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Rock County?

The combined sales tax rate in Rock County, NE is 7.00%, which includes the Nebraska state rate of 5.50% plus an average local rate of 1.50%.

Is Rock County an affordable place to live?

Based on the data, a single person in Rock County, NE would need approximately $2,606 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $57,500 per year ($4,792 per month). Rock County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Rock County?

The ACA marketplace benchmark premium in Rock County, NE is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Rock County?

The average home value in Rock County, NE is $124,400, with average annual property taxes of $1,264, according to U.S. Census Bureau data.

How does Rock County compare to other areas?

You can compare Rock County, NE with any other US county using our comparison tool at /compare. Rock County is in Nebraska.

Other counties in Nebraska

Browse the full list of counties in Nebraska, ranked by cost of living.

See all counties in Nebraska

Compare Rock County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources