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Knoxville, TN

Cost of living in Roane County, TN

Part of the Knoxville Metro Area

Estimated monthly cost
$2,769/mo
for a single person, all categories combined

Population 54,403 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $915 33%
Federal tax $491 18%
Healthcare $480 17%
Transport $320 12%
Groceries $317 11%
Energy $191 7%
Water $55 2%
State tax $0 0%

Rent in Roane County

Fair Market Rents by bedroom count.

Studio
$915
per month
1 bedroom
$915
per month
2 bedroom
$1,092
per month
3 bedroom
$1,398
per month
4 bedroom
$1,834
per month

Source: HUD FMR FY2025

Income and earnings in Roane County

Annual earnings figures from the Census ACS.

Household income
$66,218
per year
Individual earnings
$40,065
per year
Per capita
$36,357
per year

Source: ACS 2019-2023 5-Year.

Home values in Roane County

Average values reported by homeowners.

Average home value
$212,300
Annual property tax
$1,172

Source: ACS 2019-2023 5-Year

Energy costs in Roane County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 13.4¢/kWh
Natural gas
$44
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Roane County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Roane County

State and local tax rates for Tennessee.

No state income tax
Tennessee does not levy a personal income tax.
State sales tax
7.0%
Combined sales tax
9.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Roane County

Commute patterns and estimated costs.

Average commute
28.6 min
Drive alone
81.5%
Public transit
0.0%
Work from home
9.1%

Source: ACS

Monthly cost estimates for Roane County

What it costs to live in Roane County each month.

Single person
$2,769
per month
  • Rent $915
  • Energy $191
  • Water $55
  • Groceries $317
  • Transport $320
  • Healthcare $480
  • Federal tax $491
  • State tax $0
Couple
$3,949
per month
  • Rent $1,092
  • Energy $229
  • Water $65
  • Groceries $525
  • Transport $420
  • Healthcare $864
  • Federal tax $754
  • State tax $0
Family
$6,380
per month
  • Rent $1,398
  • Energy $286
  • Water $75
  • Groceries $797
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $754
  • State tax $0

Frequently asked questions about Roane County

Common questions about cost of living, rent and salary.

What is the average rent in Roane County?

In Roane County, TN, a one-bedroom apartment averages $915 per month, a two-bedroom averages $1,092 per month, a three-bedroom averages $1,398 per month, according to HUD Fair Market Rent data.

What is the average salary in Roane County?

In Roane County, TN, the average household income is $66,218 per year and individual earnings for full-time workers average $40,065 per year, according to U.S. Census Bureau data.

What is the cost of living in Roane County?

The estimated cost of living in Roane County, TN is approximately $2,769 per month for a single person, $3,949 for a couple, $6,380 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Roane County?

The combined sales tax rate in Roane County, TN is 9.55%, which includes the Tennessee state rate of 7.00% plus an average local rate of 2.55%.

Is Roane County an affordable place to live?

Based on the data, a single person in Roane County, TN would need approximately $2,769 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,218 per year ($5,518 per month). Roane County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Roane County?

The ACA marketplace benchmark premium in Roane County, TN is approximately $480 per month for an individual. Approximately 7.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Roane County?

The average home value in Roane County, TN is $212,300, with average annual property taxes of $1,172, according to U.S. Census Bureau data.

How does Roane County compare to other areas?

You can compare Roane County, TN with any other US county using our comparison tool at /compare. Roane County is in the Knoxville, TN metro area.

Other counties in Tennessee

Browse the full list of counties in Tennessee, ranked by cost of living.

See all counties in Tennessee

Compare Roane County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources