Skip to main content
LiveWhere us
Riverside-San Bernardino-Ontario, CA

Cost of living in Riverside, California

Riverside County, CA

Part of the Riverside Metro Area

Estimated monthly cost
$3,947/mo
for a single person, all categories combined

Population 2,449,909 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,852 47%
Federal tax $525 13%
Healthcare $480 12%
Groceries $397 10%
Transport $320 8%
Energy $217 5%
State tax $96 2%
Water $60 2%

Rent in Riverside

Fair Market Rents by bedroom count.

Studio
$1,776
per month
1 bedroom
$1,852
per month
2 bedroom
$2,306
per month
3 bedroom
$3,079
per month
4 bedroom
$3,745
per month

Source: HUD FMR FY2025

Income and earnings in Riverside

Annual earnings figures from the Census ACS.

Household income
$89,672
per year
Individual earnings
$42,131
per year
Per capita
$37,162
per year

Source: ACS 2019-2023 5-Year.

Home values in Riverside

Average values reported by homeowners.

Average home value
$510,300
Annual property tax
$4,189

Source: ACS 2019-2023 5-Year

Energy costs in Riverside

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 30.4¢/kWh
Natural gas
$50
per month
Annual total
$2,604
per year

Source: EIA

Healthcare in Riverside

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Riverside

State and local tax rates for California.

State income tax
13.3%
Top marginal rate
State sales tax
7.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Riverside

Commute patterns and estimated costs.

Average commute
33.8 min
Drive alone
74.6%
Public transit
0.7%
Work from home
10.9%

Source: ACS

Monthly cost estimates for Riverside

What it costs to live in Riverside each month.

Single person
$3,947
per month
  • Rent $1,852
  • Energy $217
  • Water $60
  • Groceries $397
  • Transport $320
  • Healthcare $480
  • Federal tax $525
  • State tax $96
Couple
$6,132
per month
  • Rent $2,306
  • Energy $260
  • Water $70
  • Groceries $658
  • Transport $420
  • Healthcare $864
  • Federal tax $1,138
  • State tax $416
Family
$9,112
per month
  • Rent $3,079
  • Energy $326
  • Water $85
  • Groceries $998
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,138
  • State tax $416

Frequently asked questions about Riverside

Common questions about cost of living, rent and salary.

What is the average rent in Riverside?

In Riverside, California, a one-bedroom apartment averages $1,852 per month, a two-bedroom averages $2,306 per month, a three-bedroom averages $3,079 per month, according to HUD Fair Market Rent data.

What is the average salary in Riverside?

In Riverside, California, the average household income is $89,672 per year and individual earnings for full-time workers average $42,131 per year, according to U.S. Census Bureau data.

What is the cost of living in Riverside?

The estimated cost of living in Riverside, California is approximately $3,947 per month for a single person, $6,132 for a couple, $9,112 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Riverside?

The combined sales tax rate in Riverside, California is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.

Is Riverside an affordable place to live?

Based on the data, a single person in Riverside, California would need approximately $3,947 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $89,672 per year ($7,473 per month). Riverside has a moderate cost of living relative to local earnings.

How much does healthcare cost in Riverside?

The ACA marketplace benchmark premium in Riverside, California is approximately $480 per month for an individual. Approximately 8.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Riverside?

The average home value in Riverside, California is $510,300, with average annual property taxes of $4,189, according to U.S. Census Bureau data.

How does Riverside compare to other areas?

You can compare Riverside, California with any other US county using our comparison tool at /compare. Riverside is in the Riverside-San Bernardino-Ontario, CA metro area.

Other counties in California

Browse the full list of counties in California, ranked by cost of living.

See all counties in California

Compare Riverside with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP