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Missouri

Cost of living in Ripley County, MO

Estimated monthly cost
$2,469/mo
for a single person, all categories combined

Population 10,755 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $664 27%
Healthcare $480 19%
Federal tax $339 14%
Transport $320 13%
Groceries $313 13%
Energy $194 8%
State tax $109 4%
Water $50 2%

Rent in Ripley County

Fair Market Rents by bedroom count.

Studio
$615
per month
1 bedroom
$664
per month
2 bedroom
$824
per month
3 bedroom
$1,020
per month
4 bedroom
$1,312
per month

Source: HUD FMR FY2025

Income and earnings in Ripley County

Annual earnings figures from the Census ACS.

Household income
$43,898
per year
Individual earnings
$30,781
per year
Per capita
$23,691
per year

Source: ACS 2019-2023 5-Year.

Home values in Ripley County

Average values reported by homeowners.

Average home value
$110,800
Annual property tax
$555

Source: ACS 2019-2023 5-Year

Energy costs in Ripley County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Ripley County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
16.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ripley County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ripley County

Commute patterns and estimated costs.

Average commute
34.6 min
Drive alone
77.2%
Public transit
0.0%
Work from home
9.6%

Source: ACS

Monthly cost estimates for Ripley County

What it costs to live in Ripley County each month.

Single person
$2,469
per month
  • Rent $664
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $339
  • State tax $109
Couple
$3,483
per month
  • Rent $824
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $402
  • State tax $161
Family
$5,801
per month
  • Rent $1,020
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $402
  • State tax $161

Frequently asked questions about Ripley County

Common questions about cost of living, rent and salary.

What is the average rent in Ripley County?

In Ripley County, MO, a one-bedroom apartment averages $664 per month, a two-bedroom averages $824 per month, a three-bedroom averages $1,020 per month, according to HUD Fair Market Rent data.

What is the average salary in Ripley County?

In Ripley County, MO, the average household income is $43,898 per year and individual earnings for full-time workers average $30,781 per year, according to U.S. Census Bureau data.

What is the cost of living in Ripley County?

The estimated cost of living in Ripley County, MO is approximately $2,469 per month for a single person, $3,483 for a couple, $5,801 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ripley County?

The combined sales tax rate in Ripley County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Ripley County an affordable place to live?

Based on the data, a single person in Ripley County, MO would need approximately $2,469 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $43,898 per year ($3,658 per month). Ripley County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Ripley County?

The ACA marketplace benchmark premium in Ripley County, MO is approximately $480 per month for an individual. Approximately 16.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ripley County?

The average home value in Ripley County, MO is $110,800, with average annual property taxes of $555, according to U.S. Census Bureau data.

How does Ripley County compare to other areas?

You can compare Ripley County, MO with any other US county using our comparison tool at /compare. Ripley County is in Missouri.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Ripley County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP