Cost of living in Ripley County, IN
Population 29,039 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Ripley County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Ripley County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Ripley County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Ripley County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Ripley County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Ripley County
State and local tax rates for Indiana.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Ripley County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Ripley County
What it costs to live in Ripley County each month.
- Rent $720
- Energy $199
- Water $50
- Groceries $318
- Transport $320
- Healthcare $480
- Federal tax $515
- State tax $106
- Rent $944
- Energy $239
- Water $60
- Groceries $527
- Transport $420
- Healthcare $864
- Federal tax $833
- State tax $181
- Rent $1,323
- Energy $298
- Water $70
- Groceries $800
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $833
- State tax $181
Frequently asked questions about Ripley County
Common questions about cost of living, rent and salary.
What is the average rent in Ripley County?
In Ripley County, IN, a one-bedroom apartment averages $720 per month, a two-bedroom averages $944 per month, a three-bedroom averages $1,323 per month, according to HUD Fair Market Rent data.
What is the average salary in Ripley County?
In Ripley County, IN, the average household income is $71,084 per year and individual earnings for full-time workers average $41,538 per year, according to U.S. Census Bureau data.
What is the cost of living in Ripley County?
The estimated cost of living in Ripley County, IN is approximately $2,708 per month for a single person, $4,068 for a couple, $6,575 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Ripley County?
The combined sales tax rate in Ripley County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.
Is Ripley County an affordable place to live?
Based on the data, a single person in Ripley County, IN would need approximately $2,708 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,084 per year ($5,924 per month). Ripley County is relatively affordable compared to the national average.
How much does healthcare cost in Ripley County?
The ACA marketplace benchmark premium in Ripley County, IN is approximately $480 per month for an individual. Approximately 6.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Ripley County?
The average home value in Ripley County, IN is $205,300, with average annual property taxes of $1,182, according to U.S. Census Bureau data.
How does Ripley County compare to other areas?
You can compare Ripley County, IN with any other US county using our comparison tool at /compare. Ripley County is in Indiana.
Other counties in Indiana
Browse the full list of counties in Indiana, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP