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Virginia

Cost of living in Richmond County, VA

Estimated monthly cost
$2,934/mo
for a single person, all categories combined

Population 9,047 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $806 27%
Federal tax $533 18%
Healthcare $480 16%
Groceries $355 12%
Transport $320 11%
Energy $202 7%
State tax $183 6%
Water $55 2%

Rent in Richmond County

Fair Market Rents by bedroom count.

Studio
$801
per month
1 bedroom
$806
per month
2 bedroom
$1,056
per month
3 bedroom
$1,338
per month
4 bedroom
$1,773
per month

Source: HUD FMR FY2025

Income and earnings in Richmond County

Annual earnings figures from the Census ACS.

Household income
$64,184
per year
Individual earnings
$42,623
per year
Per capita
$27,687
per year

Source: ACS 2019-2023 5-Year.

Home values in Richmond County

Average values reported by homeowners.

Average home value
$214,200
Annual property tax
$1,188

Source: ACS 2019-2023 5-Year

Energy costs in Richmond County

Estimated monthly electricity and gas costs.

Electricity
$153
per month · 14.6¢/kWh
Natural gas
$49
per month
Annual total
$2,424
per year

Source: EIA

Healthcare in Richmond County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Richmond County

State and local tax rates for Virginia.

State income tax
5.8%
Top marginal rate
State sales tax
5.3%
Combined sales tax
5.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Richmond County

Commute patterns and estimated costs.

Average commute
29.7 min
Drive alone
73.6%
Public transit
0.8%
Work from home
17.6%

Source: ACS

Monthly cost estimates for Richmond County

What it costs to live in Richmond County each month.

Single person
$2,934
per month
  • Rent $806
  • Energy $202
  • Water $55
  • Groceries $355
  • Transport $320
  • Healthcare $480
  • Federal tax $533
  • State tax $183
Couple
$4,241
per month
  • Rent $1,056
  • Energy $242
  • Water $65
  • Groceries $588
  • Transport $420
  • Healthcare $864
  • Federal tax $720
  • State tax $286
Family
$6,685
per month
  • Rent $1,338
  • Energy $303
  • Water $75
  • Groceries $893
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $720
  • State tax $286

Frequently asked questions about Richmond County

Common questions about cost of living, rent and salary.

What is the average rent in Richmond County?

In Richmond County, VA, a one-bedroom apartment averages $806 per month, a two-bedroom averages $1,056 per month, a three-bedroom averages $1,338 per month, according to HUD Fair Market Rent data.

What is the average salary in Richmond County?

In Richmond County, VA, the average household income is $64,184 per year and individual earnings for full-time workers average $42,623 per year, according to U.S. Census Bureau data.

What is the cost of living in Richmond County?

The estimated cost of living in Richmond County, VA is approximately $2,934 per month for a single person, $4,241 for a couple, $6,685 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Richmond County?

The combined sales tax rate in Richmond County, VA is 5.75%, which includes the Virginia state rate of 5.30% plus an average local rate of 0.45%.

Is Richmond County an affordable place to live?

Based on the data, a single person in Richmond County, VA would need approximately $2,934 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,184 per year ($5,349 per month). Richmond County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Richmond County?

The ACA marketplace benchmark premium in Richmond County, VA is approximately $480 per month for an individual. Approximately 6.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Richmond County?

The average home value in Richmond County, VA is $214,200, with average annual property taxes of $1,188, according to U.S. Census Bureau data.

How does Richmond County compare to other areas?

You can compare Richmond County, VA with any other US county using our comparison tool at /compare. Richmond County is in Virginia.

Other counties in Virginia

Browse the full list of counties in Virginia, ranked by cost of living.

See all counties in Virginia

Compare Richmond County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources