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Rockingham, NC

Cost of living in Richmond County, NC

Estimated monthly cost
$2,682/mo
for a single person, all categories combined

Population 42,818 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $840 31%
Healthcare $480 18%
Federal tax $354 13%
Groceries $327 12%
Transport $320 12%
Energy $187 7%
State tax $119 4%
Water $55 2%

Rent in Richmond County

Fair Market Rents by bedroom count.

Studio
$767
per month
1 bedroom
$840
per month
2 bedroom
$930
per month
3 bedroom
$1,303
per month
4 bedroom
$1,562
per month

Source: HUD FMR FY2025

Income and earnings in Richmond County

Annual earnings figures from the Census ACS.

Household income
$43,626
per year
Individual earnings
$31,710
per year
Per capita
$24,752
per year

Source: ACS 2019-2023 5-Year.

Home values in Richmond County

Average values reported by homeowners.

Average home value
$120,800
Annual property tax
$1,122

Source: ACS 2019-2023 5-Year

Energy costs in Richmond County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Richmond County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Richmond County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Richmond County

Commute patterns and estimated costs.

Average commute
25.0 min
Drive alone
85.9%
Public transit
0.2%
Work from home
2.7%

Source: ACS

Monthly cost estimates for Richmond County

What it costs to live in Richmond County each month.

Single person
$2,682
per month
  • Rent $840
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $354
  • State tax $119
Couple
$3,607
per month
  • Rent $930
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $398
  • State tax $164
Family
$6,112
per month
  • Rent $1,303
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $398
  • State tax $164

Frequently asked questions about Richmond County

Common questions about cost of living, rent and salary.

What is the average rent in Richmond County?

In Richmond County, NC, a one-bedroom apartment averages $840 per month, a two-bedroom averages $930 per month, a three-bedroom averages $1,303 per month, according to HUD Fair Market Rent data.

What is the average salary in Richmond County?

In Richmond County, NC, the average household income is $43,626 per year and individual earnings for full-time workers average $31,710 per year, according to U.S. Census Bureau data.

What is the cost of living in Richmond County?

The estimated cost of living in Richmond County, NC is approximately $2,682 per month for a single person, $3,607 for a couple, $6,112 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Richmond County?

The combined sales tax rate in Richmond County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Richmond County an affordable place to live?

Based on the data, a single person in Richmond County, NC would need approximately $2,682 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $43,626 per year ($3,636 per month). Richmond County has a high cost of living relative to local earnings.

How much does healthcare cost in Richmond County?

The ACA marketplace benchmark premium in Richmond County, NC is approximately $480 per month for an individual. Approximately 9.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Richmond County?

The average home value in Richmond County, NC is $120,800, with average annual property taxes of $1,122, according to U.S. Census Bureau data.

How does Richmond County compare to other areas?

You can compare Richmond County, NC with any other US county using our comparison tool at /compare. Richmond County is in the Rockingham, NC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Richmond County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources