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Augusta-Richmond County, GA-SC

Cost of living in Augusta, Georgia

Richmond County, GA

Part of the Augusta Metro Area

Estimated monthly cost
$2,949/mo
for a single person, all categories combined

Population 206,040 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,039 35%
Healthcare $480 16%
Federal tax $375 13%
Groceries $324 11%
Transport $320 11%
Energy $205 7%
State tax $151 5%
Water $55 2%

Rent in Augusta

Fair Market Rents by bedroom count.

Studio
$868
per month
1 bedroom
$1,039
per month
2 bedroom
$1,175
per month
3 bedroom
$1,545
per month
4 bedroom
$1,890
per month

Source: HUD FMR FY2025

Income and earnings in Augusta

Annual earnings figures from the Census ACS.

Household income
$53,197
per year
Individual earnings
$33,022
per year
Per capita
$30,209
per year

Source: ACS 2019-2023 5-Year.

Home values in Augusta

Average values reported by homeowners.

Average home value
$163,300
Annual property tax
$1,440

Source: ACS 2019-2023 5-Year

Energy costs in Augusta

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Augusta

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Augusta

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Augusta

Commute patterns and estimated costs.

Average commute
20.8 min
Drive alone
76.0%
Public transit
1.6%
Work from home
8.3%

Source: ACS

Monthly cost estimates for Augusta

What it costs to live in Augusta each month.

Single person
$2,949
per month
  • Rent $1,039
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $375
  • State tax $151
Couple
$4,090
per month
  • Rent $1,175
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $540
  • State tax $243
Family
$6,596
per month
  • Rent $1,545
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $540
  • State tax $243

Frequently asked questions about Augusta

Common questions about cost of living, rent and salary.

What is the average rent in Augusta?

In Augusta, Georgia, a one-bedroom apartment averages $1,039 per month, a two-bedroom averages $1,175 per month, a three-bedroom averages $1,545 per month, according to HUD Fair Market Rent data.

What is the average salary in Augusta?

In Augusta, Georgia, the average household income is $53,197 per year and individual earnings for full-time workers average $33,022 per year, according to U.S. Census Bureau data.

What is the cost of living in Augusta?

The estimated cost of living in Augusta, Georgia is approximately $2,949 per month for a single person, $4,090 for a couple, $6,596 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Augusta?

The combined sales tax rate in Augusta, Georgia is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Augusta an affordable place to live?

Based on the data, a single person in Augusta, Georgia would need approximately $2,949 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $53,197 per year ($4,433 per month). Augusta has a moderate cost of living relative to local earnings.

How much does healthcare cost in Augusta?

The ACA marketplace benchmark premium in Augusta, Georgia is approximately $480 per month for an individual. Approximately 11.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Augusta?

The average home value in Augusta, Georgia is $163,300, with average annual property taxes of $1,440, according to U.S. Census Bureau data.

How does Augusta compare to other areas?

You can compare Augusta, Georgia with any other US county using our comparison tool at /compare. Augusta is in the Augusta-Richmond County, GA-SC metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Augusta with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP