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Montana

Cost of living in Richland County, MT

Estimated monthly cost
$3,160/mo
for a single person, all categories combined

Population 11,329 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,148 36%
Federal tax $484 15%
Healthcare $480 15%
Groceries $334 11%
Transport $320 10%
State tax $174 6%
Energy $160 5%
Water $60 2%

Rent in Richland County

Fair Market Rents by bedroom count.

Studio
$932
per month
1 bedroom
$1,148
per month
2 bedroom
$1,271
per month
3 bedroom
$1,531
per month
4 bedroom
$2,134
per month

Source: HUD FMR FY2025

Income and earnings in Richland County

Annual earnings figures from the Census ACS.

Household income
$69,578
per year
Individual earnings
$39,655
per year
Per capita
$37,672
per year

Source: ACS 2019-2023 5-Year.

Home values in Richland County

Average values reported by homeowners.

Average home value
$259,000
Annual property tax
$1,935

Source: ACS 2019-2023 5-Year

Energy costs in Richland County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Richland County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Richland County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Richland County

Commute patterns and estimated costs.

Average commute
20.5 min
Drive alone
77.9%
Public transit
0.0%
Work from home
5.1%

Source: ACS

Monthly cost estimates for Richland County

What it costs to live in Richland County each month.

Single person
$3,160
per month
  • Rent $1,148
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $484
  • State tax $174
Couple
$4,501
per month
  • Rent $1,271
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $809
  • State tax $322
Family
$6,897
per month
  • Rent $1,531
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $809
  • State tax $322

Frequently asked questions about Richland County

Common questions about cost of living, rent and salary.

What is the average rent in Richland County?

In Richland County, MT, a one-bedroom apartment averages $1,148 per month, a two-bedroom averages $1,271 per month, a three-bedroom averages $1,531 per month, according to HUD Fair Market Rent data.

What is the average salary in Richland County?

In Richland County, MT, the average household income is $69,578 per year and individual earnings for full-time workers average $39,655 per year, according to U.S. Census Bureau data.

What is the cost of living in Richland County?

The estimated cost of living in Richland County, MT is approximately $3,160 per month for a single person, $4,501 for a couple, $6,897 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Richland County?

The combined sales tax rate in Richland County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Richland County an affordable place to live?

Based on the data, a single person in Richland County, MT would need approximately $3,160 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,578 per year ($5,798 per month). Richland County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Richland County?

The ACA marketplace benchmark premium in Richland County, MT is approximately $480 per month for an individual. Approximately 6.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Richland County?

The average home value in Richland County, MT is $259,000, with average annual property taxes of $1,935, according to U.S. Census Bureau data.

How does Richland County compare to other areas?

You can compare Richland County, MT with any other US county using our comparison tool at /compare. Richland County is in Montana.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Richland County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources