Cost of living in Richland County, IL
Population 15,675 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Richland County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Richland County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Richland County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Richland County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Richland County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Richland County
State and local tax rates for Illinois.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Richland County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Richland County
What it costs to live in Richland County each month.
- Rent $745
- Energy $177
- Water $50
- Groceries $345
- Transport $320
- Healthcare $480
- Federal tax $475
- State tax $161
- Rent $870
- Energy $212
- Water $60
- Groceries $572
- Transport $420
- Healthcare $864
- Federal tax $658
- State tax $249
- Rent $1,067
- Energy $266
- Water $70
- Groceries $867
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $658
- State tax $249
Frequently asked questions about Richland County
Common questions about cost of living, rent and salary.
What is the average rent in Richland County?
In Richland County, IL, a one-bedroom apartment averages $745 per month, a two-bedroom averages $870 per month, a three-bedroom averages $1,067 per month, according to HUD Fair Market Rent data.
What is the average salary in Richland County?
In Richland County, IL, the average household income is $60,404 per year and individual earnings for full-time workers average $39,126 per year, according to U.S. Census Bureau data.
What is the cost of living in Richland County?
The estimated cost of living in Richland County, IL is approximately $2,753 per month for a single person, $3,905 for a couple, $6,247 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Richland County?
The combined sales tax rate in Richland County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.
Is Richland County an affordable place to live?
Based on the data, a single person in Richland County, IL would need approximately $2,753 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,404 per year ($5,034 per month). Richland County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Richland County?
The ACA marketplace benchmark premium in Richland County, IL is approximately $480 per month for an individual. Approximately 5.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Richland County?
The average home value in Richland County, IL is $106,600, with average annual property taxes of $1,618, according to U.S. Census Bureau data.
How does Richland County compare to other areas?
You can compare Richland County, IL with any other US county using our comparison tool at /compare. Richland County is in Illinois.
Other counties in Illinois
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP