Cost of living in Ramsey County, ND
Population 11,563 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Ramsey County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Ramsey County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Ramsey County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Ramsey County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Ramsey County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Ramsey County
State and local tax rates for North Dakota.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Ramsey County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Ramsey County
What it costs to live in Ramsey County each month.
- Rent $722
- Energy $199
- Water $50
- Groceries $322
- Transport $320
- Healthcare $480
- Federal tax $472
- State tax $63
- Rent $928
- Energy $239
- Water $60
- Groceries $534
- Transport $420
- Healthcare $864
- Federal tax $673
- State tax $100
- Rent $1,300
- Energy $298
- Water $70
- Groceries $810
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $673
- State tax $100
Frequently asked questions about Ramsey County
Common questions about cost of living, rent and salary.
What is the average rent in Ramsey County?
In Ramsey County, ND, a one-bedroom apartment averages $722 per month, a two-bedroom averages $928 per month, a three-bedroom averages $1,300 per month, according to HUD Fair Market Rent data.
What is the average salary in Ramsey County?
In Ramsey County, ND, the average household income is $61,319 per year and individual earnings for full-time workers average $38,939 per year, according to U.S. Census Bureau data.
What is the cost of living in Ramsey County?
The estimated cost of living in Ramsey County, ND is approximately $2,628 per month for a single person, $3,818 for a couple, $6,321 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Ramsey County?
The combined sales tax rate in Ramsey County, ND is 6.97%, which includes the North Dakota state rate of 5.00% plus an average local rate of 1.97%.
Is Ramsey County an affordable place to live?
Based on the data, a single person in Ramsey County, ND would need approximately $2,628 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $61,319 per year ($5,110 per month). Ramsey County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Ramsey County?
The ACA marketplace benchmark premium in Ramsey County, ND is approximately $480 per month for an individual. Approximately 8.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Ramsey County?
The average home value in Ramsey County, ND is $197,400, with average annual property taxes of $1,847, according to U.S. Census Bureau data.
How does Ramsey County compare to other areas?
You can compare Ramsey County, ND with any other US county using our comparison tool at /compare. Ramsey County is in North Dakota.
Other counties in North Dakota
Browse the full list of counties in North Dakota, ranked by cost of living.
See all counties in North DakotaCompare Ramsey County with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP