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Hannibal, MO

Cost of living in Ralls County, MO

Estimated monthly cost
$2,585/mo
for a single person, all categories combined

Population 10,394 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $644 25%
Healthcare $480 19%
Federal tax $448 17%
Transport $320 12%
Groceries $313 12%
Energy $194 8%
State tax $136 5%
Water $50 2%

Rent in Ralls County

Fair Market Rents by bedroom count.

Studio
$630
per month
1 bedroom
$644
per month
2 bedroom
$845
per month
3 bedroom
$1,067
per month
4 bedroom
$1,419
per month

Source: HUD FMR FY2025

Income and earnings in Ralls County

Annual earnings figures from the Census ACS.

Household income
$62,054
per year
Individual earnings
$37,464
per year
Per capita
$31,075
per year

Source: ACS 2019-2023 5-Year.

Home values in Ralls County

Average values reported by homeowners.

Average home value
$153,400
Annual property tax
$1,161

Source: ACS 2019-2023 5-Year

Energy costs in Ralls County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Ralls County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Ralls County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Ralls County

Commute patterns and estimated costs.

Average commute
23.0 min
Drive alone
82.0%
Public transit
0.0%
Work from home
5.2%

Source: ACS

Monthly cost estimates for Ralls County

What it costs to live in Ralls County each month.

Single person
$2,585
per month
  • Rent $644
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $448
  • State tax $136
Couple
$3,860
per month
  • Rent $845
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $685
  • State tax $234
Family
$6,204
per month
  • Rent $1,067
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $685
  • State tax $234

Frequently asked questions about Ralls County

Common questions about cost of living, rent and salary.

What is the average rent in Ralls County?

In Ralls County, MO, a one-bedroom apartment averages $644 per month, a two-bedroom averages $845 per month, a three-bedroom averages $1,067 per month, according to HUD Fair Market Rent data.

What is the average salary in Ralls County?

In Ralls County, MO, the average household income is $62,054 per year and individual earnings for full-time workers average $37,464 per year, according to U.S. Census Bureau data.

What is the cost of living in Ralls County?

The estimated cost of living in Ralls County, MO is approximately $2,585 per month for a single person, $3,860 for a couple, $6,204 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Ralls County?

The combined sales tax rate in Ralls County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Ralls County an affordable place to live?

Based on the data, a single person in Ralls County, MO would need approximately $2,585 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $62,054 per year ($5,171 per month). Ralls County is relatively affordable compared to the national average.

How much does healthcare cost in Ralls County?

The ACA marketplace benchmark premium in Ralls County, MO is approximately $480 per month for an individual. Approximately 5.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Ralls County?

The average home value in Ralls County, MO is $153,400, with average annual property taxes of $1,161, according to U.S. Census Bureau data.

How does Ralls County compare to other areas?

You can compare Ralls County, MO with any other US county using our comparison tool at /compare. Ralls County is in the Hannibal, MO metro area.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Ralls County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources