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Racine-Mount Pleasant, WI

Cost of living in Racine, Wisconsin

Racine County, WI

Part of the Racine Metro Area

Estimated monthly cost
$3,004/mo
for a single person, all categories combined

Population 196,888 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $901 30%
Federal tax $577 19%
Healthcare $480 16%
Groceries $329 11%
Transport $320 11%
Energy $179 6%
State tax $168 6%
Water $50 2%

Rent in Racine

Fair Market Rents by bedroom count.

Studio
$788
per month
1 bedroom
$901
per month
2 bedroom
$1,149
per month
3 bedroom
$1,490
per month
4 bedroom
$1,814
per month

Source: HUD FMR FY2025

Income and earnings in Racine

Annual earnings figures from the Census ACS.

Household income
$75,331
per year
Individual earnings
$45,333
per year
Per capita
$39,704
per year

Source: ACS 2019-2023 5-Year.

Home values in Racine

Average values reported by homeowners.

Average home value
$239,400
Annual property tax
$4,071

Source: ACS 2019-2023 5-Year

Energy costs in Racine

Estimated monthly electricity and gas costs.

Electricity
$121
per month · 17.3¢/kWh
Natural gas
$58
per month
Annual total
$2,148
per year

Source: EIA

Healthcare in Racine

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Racine

State and local tax rates for Wisconsin.

State income tax
7.7%
Top marginal rate
State sales tax
5.0%
Combined sales tax
5.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Racine

Commute patterns and estimated costs.

Average commute
23.8 min
Drive alone
78.4%
Public transit
0.9%
Work from home
8.9%

Source: ACS

Monthly cost estimates for Racine

What it costs to live in Racine each month.

Single person
$3,004
per month
  • Rent $901
  • Energy $179
  • Water $50
  • Groceries $329
  • Transport $320
  • Healthcare $480
  • Federal tax $577
  • State tax $168
Couple
$4,456
per month
  • Rent $1,149
  • Energy $215
  • Water $60
  • Groceries $545
  • Transport $420
  • Healthcare $864
  • Federal tax $903
  • State tax $300
Family
$6,928
per month
  • Rent $1,490
  • Energy $268
  • Water $70
  • Groceries $827
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $903
  • State tax $300

Frequently asked questions about Racine

Common questions about cost of living, rent and salary.

What is the average rent in Racine?

In Racine, Wisconsin, a one-bedroom apartment averages $901 per month, a two-bedroom averages $1,149 per month, a three-bedroom averages $1,490 per month, according to HUD Fair Market Rent data.

What is the average salary in Racine?

In Racine, Wisconsin, the average household income is $75,331 per year and individual earnings for full-time workers average $45,333 per year, according to U.S. Census Bureau data.

What is the cost of living in Racine?

The estimated cost of living in Racine, Wisconsin is approximately $3,004 per month for a single person, $4,456 for a couple, $6,928 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Racine?

The combined sales tax rate in Racine, Wisconsin is 5.44%, which includes the Wisconsin state rate of 5.00% plus an average local rate of 0.44%.

Is Racine an affordable place to live?

Based on the data, a single person in Racine, Wisconsin would need approximately $3,004 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $75,331 per year ($6,278 per month). Racine is relatively affordable compared to the national average.

How much does healthcare cost in Racine?

The ACA marketplace benchmark premium in Racine, Wisconsin is approximately $480 per month for an individual. Approximately 5.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Racine?

The average home value in Racine, Wisconsin is $239,400, with average annual property taxes of $4,071, according to U.S. Census Bureau data.

How does Racine compare to other areas?

You can compare Racine, Wisconsin with any other US county using our comparison tool at /compare. Racine is in the Racine-Mount Pleasant, WI metro area.

Other counties in Wisconsin

Browse the full list of counties in Wisconsin, ranked by cost of living.

See all counties in Wisconsin

Compare Racine with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources