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Missouri

Cost of living in Putnam County, MO

Estimated monthly cost
$2,658/mo
for a single person, all categories combined

Population 4,675 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $649 24%
Federal tax $503 19%
Healthcare $480 18%
Transport $320 12%
Groceries $313 12%
Energy $194 7%
State tax $149 6%
Water $50 2%

Rent in Putnam County

Fair Market Rents by bedroom count.

Studio
$615
per month
1 bedroom
$649
per month
2 bedroom
$824
per month
3 bedroom
$993
per month
4 bedroom
$1,242
per month

Source: HUD FMR FY2025

Income and earnings in Putnam County

Annual earnings figures from the Census ACS.

Household income
$56,875
per year
Individual earnings
$40,790
per year
Per capita
$33,208
per year

Source: ACS 2019-2023 5-Year.

Home values in Putnam County

Average values reported by homeowners.

Average home value
$111,600
Annual property tax
$1,101

Source: ACS 2019-2023 5-Year

Energy costs in Putnam County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$52
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Putnam County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Putnam County

State and local tax rates for Missouri.

State income tax
4.8%
Top marginal rate
State sales tax
4.2%
Combined sales tax
8.3%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Putnam County

Commute patterns and estimated costs.

Average commute
19.7 min
Drive alone
77.8%
Public transit
0.0%
Work from home
9.3%

Source: ACS

Monthly cost estimates for Putnam County

What it costs to live in Putnam County each month.

Single person
$2,658
per month
  • Rent $649
  • Energy $194
  • Water $50
  • Groceries $313
  • Transport $320
  • Healthcare $480
  • Federal tax $503
  • State tax $149
Couple
$3,734
per month
  • Rent $824
  • Energy $233
  • Water $60
  • Groceries $519
  • Transport $420
  • Healthcare $864
  • Federal tax $601
  • State tax $213
Family
$6,025
per month
  • Rent $993
  • Energy $291
  • Water $70
  • Groceries $787
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $601
  • State tax $213

Frequently asked questions about Putnam County

Common questions about cost of living, rent and salary.

What is the average rent in Putnam County?

In Putnam County, MO, a one-bedroom apartment averages $649 per month, a two-bedroom averages $824 per month, a three-bedroom averages $993 per month, according to HUD Fair Market Rent data.

What is the average salary in Putnam County?

In Putnam County, MO, the average household income is $56,875 per year and individual earnings for full-time workers average $40,790 per year, according to U.S. Census Bureau data.

What is the cost of living in Putnam County?

The estimated cost of living in Putnam County, MO is approximately $2,658 per month for a single person, $3,734 for a couple, $6,025 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Putnam County?

The combined sales tax rate in Putnam County, MO is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.

Is Putnam County an affordable place to live?

Based on the data, a single person in Putnam County, MO would need approximately $2,658 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $56,875 per year ($4,740 per month). Putnam County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Putnam County?

The ACA marketplace benchmark premium in Putnam County, MO is approximately $480 per month for an individual. Approximately 10.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Putnam County?

The average home value in Putnam County, MO is $111,600, with average annual property taxes of $1,101, according to U.S. Census Bureau data.

How does Putnam County compare to other areas?

You can compare Putnam County, MO with any other US county using our comparison tool at /compare. Putnam County is in Missouri.

Other counties in Missouri

Browse the full list of counties in Missouri, ranked by cost of living.

See all counties in Missouri

Compare Putnam County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources