Cost of living in Putnam County, IN
Population 37,091 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Putnam County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Putnam County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Putnam County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Putnam County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Putnam County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Putnam County
State and local tax rates for Indiana.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Putnam County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Putnam County
What it costs to live in Putnam County each month.
- Rent $816
- Energy $199
- Water $50
- Groceries $318
- Transport $320
- Healthcare $480
- Federal tax $494
- State tax $102
- Rent $1,049
- Energy $239
- Water $60
- Groceries $527
- Transport $420
- Healthcare $864
- Federal tax $917
- State tax $194
- Rent $1,397
- Energy $298
- Water $70
- Groceries $800
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $917
- State tax $194
Frequently asked questions about Putnam County
Common questions about cost of living, rent and salary.
What is the average rent in Putnam County?
In Putnam County, IN, a one-bedroom apartment averages $816 per month, a two-bedroom averages $1,049 per month, a three-bedroom averages $1,397 per month, according to HUD Fair Market Rent data.
What is the average salary in Putnam County?
In Putnam County, IN, the average household income is $76,182 per year and individual earnings for full-time workers average $40,278 per year, according to U.S. Census Bureau data.
What is the cost of living in Putnam County?
The estimated cost of living in Putnam County, IN is approximately $2,779 per month for a single person, $4,270 for a couple, $6,746 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Putnam County?
The combined sales tax rate in Putnam County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.
Is Putnam County an affordable place to live?
Based on the data, a single person in Putnam County, IN would need approximately $2,779 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $76,182 per year ($6,349 per month). Putnam County is relatively affordable compared to the national average.
How much does healthcare cost in Putnam County?
The ACA marketplace benchmark premium in Putnam County, IN is approximately $480 per month for an individual. Approximately 3.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Putnam County?
The average home value in Putnam County, IN is $205,800, with average annual property taxes of $978, according to U.S. Census Bureau data.
How does Putnam County compare to other areas?
You can compare Putnam County, IN with any other US county using our comparison tool at /compare. Putnam County is in the Greencastle, IN metro area.
Other counties in Indiana
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP