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Little Rock-North Little Rock-Conway, AR

Cost of living in Little Rock, Arkansas

Pulaski County, AR

Part of the Little Rock Metro Area

Estimated monthly cost
$2,858/mo
for a single person, all categories combined

Population 398,949 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $892 31%
Federal tax $513 18%
Healthcare $480 17%
Transport $320 11%
Groceries $303 11%
Energy $192 7%
State tax $103 4%
Water $55 2%

Rent in Little Rock

Fair Market Rents by bedroom count.

Studio
$887
per month
1 bedroom
$892
per month
2 bedroom
$1,032
per month
3 bedroom
$1,376
per month
4 bedroom
$1,628
per month

Source: HUD FMR FY2025

Income and earnings in Little Rock

Annual earnings figures from the Census ACS.

Household income
$60,385
per year
Individual earnings
$41,446
per year
Per capita
$39,780
per year

Source: ACS 2019-2023 5-Year.

Home values in Little Rock

Average values reported by homeowners.

Average home value
$199,600
Annual property tax
$1,562

Source: ACS 2019-2023 5-Year

Energy costs in Little Rock

Estimated monthly electricity and gas costs.

Electricity
$148
per month · 13.5¢/kWh
Natural gas
$44
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Little Rock

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Little Rock

State and local tax rates for Arkansas.

State income tax
3.9%
Top marginal rate
State sales tax
6.5%
Combined sales tax
9.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Little Rock

Commute patterns and estimated costs.

Average commute
20.3 min
Drive alone
77.4%
Public transit
0.8%
Work from home
10.3%

Source: ACS

Monthly cost estimates for Little Rock

What it costs to live in Little Rock each month.

Single person
$2,858
per month
  • Rent $892
  • Energy $192
  • Water $55
  • Groceries $303
  • Transport $320
  • Healthcare $480
  • Federal tax $513
  • State tax $103
Couple
$3,935
per month
  • Rent $1,032
  • Energy $230
  • Water $65
  • Groceries $502
  • Transport $420
  • Healthcare $864
  • Federal tax $658
  • State tax $164
Family
$6,393
per month
  • Rent $1,376
  • Energy $288
  • Water $75
  • Groceries $762
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $658
  • State tax $164

Frequently asked questions about Little Rock

Common questions about cost of living, rent and salary.

What is the average rent in Little Rock?

In Little Rock, Arkansas, a one-bedroom apartment averages $892 per month, a two-bedroom averages $1,032 per month, a three-bedroom averages $1,376 per month, according to HUD Fair Market Rent data.

What is the average salary in Little Rock?

In Little Rock, Arkansas, the average household income is $60,385 per year and individual earnings for full-time workers average $41,446 per year, according to U.S. Census Bureau data.

What is the cost of living in Little Rock?

The estimated cost of living in Little Rock, Arkansas is approximately $2,858 per month for a single person, $3,935 for a couple, $6,393 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Little Rock?

The combined sales tax rate in Little Rock, Arkansas is 9.47%, which includes the Arkansas state rate of 6.50% plus an average local rate of 2.97%.

Is Little Rock an affordable place to live?

Based on the data, a single person in Little Rock, Arkansas would need approximately $2,858 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,385 per year ($5,032 per month). Little Rock has a moderate cost of living relative to local earnings.

How much does healthcare cost in Little Rock?

The ACA marketplace benchmark premium in Little Rock, Arkansas is approximately $480 per month for an individual. Approximately 9.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Little Rock?

The average home value in Little Rock, Arkansas is $199,600, with average annual property taxes of $1,562, according to U.S. Census Bureau data.

How does Little Rock compare to other areas?

You can compare Little Rock, Arkansas with any other US county using our comparison tool at /compare. Little Rock is in the Little Rock-North Little Rock-Conway, AR metro area.

Other counties in Arkansas

Browse the full list of counties in Arkansas, ranked by cost of living.

See all counties in Arkansas

Compare Little Rock with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources