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South Dakota

Cost of living in Potter County, SD

Estimated monthly cost
$2,585/mo
for a single person, all categories combined

Population 2,430 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $716 28%
Federal tax $495 19%
Healthcare $480 19%
Groceries $324 13%
Transport $320 12%
Energy $200 8%
Water $50 2%
State tax $0 0%

Rent in Potter County

Fair Market Rents by bedroom count.

Studio
$644
per month
1 bedroom
$716
per month
2 bedroom
$939
per month
3 bedroom
$1,221
per month
4 bedroom
$1,465
per month

Source: HUD FMR FY2025

Income and earnings in Potter County

Annual earnings figures from the Census ACS.

Household income
$71,726
per year
Individual earnings
$40,300
per year
Per capita
$37,661
per year

Source: ACS 2019-2023 5-Year.

Home values in Potter County

Average values reported by homeowners.

Average home value
$121,300
Annual property tax
$1,663

Source: ACS 2019-2023 5-Year

Energy costs in Potter County

Estimated monthly electricity and gas costs.

Electricity
$142
per month · 14.2¢/kWh
Natural gas
$58
per month
Annual total
$2,400
per year

Source: EIA

Healthcare in Potter County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Potter County

State and local tax rates for South Dakota.

No state income tax
South Dakota does not levy a personal income tax.
State sales tax
4.2%
Combined sales tax
6.1%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Potter County

Commute patterns and estimated costs.

Average commute
12.3 min
Drive alone
72.1%
Public transit
0.0%
Work from home
8.5%

Source: ACS

Monthly cost estimates for Potter County

What it costs to live in Potter County each month.

Single person
$2,585
per month
  • Rent $716
  • Energy $200
  • Water $50
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $495
  • State tax $0
Couple
$3,904
per month
  • Rent $939
  • Energy $240
  • Water $60
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $844
  • State tax $0
Family
$6,320
per month
  • Rent $1,221
  • Energy $300
  • Water $70
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $844
  • State tax $0

Frequently asked questions about Potter County

Common questions about cost of living, rent and salary.

What is the average rent in Potter County?

In Potter County, SD, a one-bedroom apartment averages $716 per month, a two-bedroom averages $939 per month, a three-bedroom averages $1,221 per month, according to HUD Fair Market Rent data.

What is the average salary in Potter County?

In Potter County, SD, the average household income is $71,726 per year and individual earnings for full-time workers average $40,300 per year, according to U.S. Census Bureau data.

What is the cost of living in Potter County?

The estimated cost of living in Potter County, SD is approximately $2,585 per month for a single person, $3,904 for a couple, $6,320 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Potter County?

The combined sales tax rate in Potter County, SD is 6.10%, which includes the South Dakota state rate of 4.20% plus an average local rate of 1.90%.

Is Potter County an affordable place to live?

Based on the data, a single person in Potter County, SD would need approximately $2,585 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $71,726 per year ($5,977 per month). Potter County is relatively affordable compared to the national average.

How much does healthcare cost in Potter County?

The ACA marketplace benchmark premium in Potter County, SD is approximately $480 per month for an individual. Approximately 7.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Potter County?

The average home value in Potter County, SD is $121,300, with average annual property taxes of $1,663, according to U.S. Census Bureau data.

How does Potter County compare to other areas?

You can compare Potter County, SD with any other US county using our comparison tool at /compare. Potter County is in South Dakota.

Other counties in South Dakota

Browse the full list of counties in South Dakota, ranked by cost of living.

See all counties in South Dakota

Compare Potter County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources