Cost of living in Pontotoc County, MS
Population 31,312 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Pontotoc County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Pontotoc County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Pontotoc County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Pontotoc County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Pontotoc County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Pontotoc County
State and local tax rates for Mississippi.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Pontotoc County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Pontotoc County
What it costs to live in Pontotoc County each month.
- Rent $895
- Energy $197
- Water $55
- Groceries $298
- Transport $320
- Healthcare $480
- Federal tax $460
- State tax $159
- Rent $991
- Energy $236
- Water $65
- Groceries $494
- Transport $420
- Healthcare $864
- Federal tax $533
- State tax $220
- Rent $1,194
- Energy $296
- Water $75
- Groceries $749
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $533
- State tax $220
Frequently asked questions about Pontotoc County
Common questions about cost of living, rent and salary.
What is the average rent in Pontotoc County?
In Pontotoc County, MS, a one-bedroom apartment averages $895 per month, a two-bedroom averages $991 per month, a three-bedroom averages $1,194 per month, according to HUD Fair Market Rent data.
What is the average salary in Pontotoc County?
In Pontotoc County, MS, the average household income is $52,741 per year and individual earnings for full-time workers average $38,185 per year, according to U.S. Census Bureau data.
What is the cost of living in Pontotoc County?
The estimated cost of living in Pontotoc County, MS is approximately $2,864 per month for a single person, $3,823 for a couple, $6,137 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Pontotoc County?
The combined sales tax rate in Pontotoc County, MS is 7.07%, which includes the Mississippi state rate of 7.00% plus an average local rate of 0.07%.
Is Pontotoc County an affordable place to live?
Based on the data, a single person in Pontotoc County, MS would need approximately $2,864 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $52,741 per year ($4,395 per month). Pontotoc County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Pontotoc County?
The ACA marketplace benchmark premium in Pontotoc County, MS is approximately $480 per month for an individual. Approximately 12.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Pontotoc County?
The average home value in Pontotoc County, MS is $141,700, with average annual property taxes of $935, according to U.S. Census Bureau data.
How does Pontotoc County compare to other areas?
You can compare Pontotoc County, MS with any other US county using our comparison tool at /compare. Pontotoc County is in Mississippi.
Other counties in Mississippi
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP