Skip to main content
LiveWhere us
Montana

Cost of living in Pondera County, MT

Estimated monthly cost
$2,901/mo
for a single person, all categories combined

Population 6,012 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,097 38%
Healthcare $480 17%
Groceries $334 12%
Federal tax $324 11%
Transport $320 11%
Energy $160 6%
State tax $126 4%
Water $60 2%

Rent in Pondera County

Fair Market Rents by bedroom count.

Studio
$891
per month
1 bedroom
$1,097
per month
2 bedroom
$1,215
per month
3 bedroom
$1,549
per month
4 bedroom
$1,904
per month

Source: HUD FMR FY2025

Income and earnings in Pondera County

Annual earnings figures from the Census ACS.

Household income
$53,500
per year
Individual earnings
$29,891
per year
Per capita
$28,921
per year

Source: ACS 2019-2023 5-Year.

Home values in Pondera County

Average values reported by homeowners.

Average home value
$179,200
Annual property tax
$1,584

Source: ACS 2019-2023 5-Year

Energy costs in Pondera County

Estimated monthly electricity and gas costs.

Electricity
$103
per month · 12.9¢/kWh
Natural gas
$57
per month
Annual total
$1,920
per year

Source: EIA

Healthcare in Pondera County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Pondera County

State and local tax rates for Montana.

State income tax
5.9%
Top marginal rate
State sales tax
0.0%
Combined sales tax
0.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Pondera County

Commute patterns and estimated costs.

Average commute
18.0 min
Drive alone
71.9%
Public transit
0.1%
Work from home
5.5%

Source: ACS

Monthly cost estimates for Pondera County

What it costs to live in Pondera County each month.

Single person
$2,901
per month
  • Rent $1,097
  • Energy $160
  • Water $60
  • Groceries $334
  • Transport $320
  • Healthcare $480
  • Federal tax $324
  • State tax $126
Couple
$4,102
per month
  • Rent $1,215
  • Energy $192
  • Water $70
  • Groceries $553
  • Transport $420
  • Healthcare $864
  • Federal tax $545
  • State tax $243
Family
$6,572
per month
  • Rent $1,549
  • Energy $240
  • Water $85
  • Groceries $840
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $545
  • State tax $243

Frequently asked questions about Pondera County

Common questions about cost of living, rent and salary.

What is the average rent in Pondera County?

In Pondera County, MT, a one-bedroom apartment averages $1,097 per month, a two-bedroom averages $1,215 per month, a three-bedroom averages $1,549 per month, according to HUD Fair Market Rent data.

What is the average salary in Pondera County?

In Pondera County, MT, the average household income is $53,500 per year and individual earnings for full-time workers average $29,891 per year, according to U.S. Census Bureau data.

What is the cost of living in Pondera County?

The estimated cost of living in Pondera County, MT is approximately $2,901 per month for a single person, $4,102 for a couple, $6,572 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Pondera County?

The combined sales tax rate in Pondera County, MT is 0.00%, which includes the Montana state rate of 0.00% plus an average local rate of 0.00%.

Is Pondera County an affordable place to live?

Based on the data, a single person in Pondera County, MT would need approximately $2,901 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $53,500 per year ($4,458 per month). Pondera County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Pondera County?

The ACA marketplace benchmark premium in Pondera County, MT is approximately $480 per month for an individual. Approximately 7.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Pondera County?

The average home value in Pondera County, MT is $179,200, with average annual property taxes of $1,584, according to U.S. Census Bureau data.

How does Pondera County compare to other areas?

You can compare Pondera County, MT with any other US county using our comparison tool at /compare. Pondera County is in Montana.

Other counties in Montana

Browse the full list of counties in Montana, ranked by cost of living.

See all counties in Montana

Compare Pondera County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources