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Cedartown, GA

Cost of living in Polk County, GA

Estimated monthly cost
$2,709/mo
for a single person, all categories combined

Population 43,365 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $712 26%
Healthcare $480 18%
Federal tax $443 16%
Groceries $324 12%
Transport $320 12%
Energy $205 8%
State tax $170 6%
Water $55 2%

Rent in Polk County

Fair Market Rents by bedroom count.

Studio
$707
per month
1 bedroom
$712
per month
2 bedroom
$934
per month
3 bedroom
$1,177
per month
4 bedroom
$1,238
per month

Source: HUD FMR FY2025

Income and earnings in Polk County

Annual earnings figures from the Census ACS.

Household income
$55,308
per year
Individual earnings
$37,160
per year
Per capita
$27,807
per year

Source: ACS 2019-2023 5-Year.

Home values in Polk County

Average values reported by homeowners.

Average home value
$163,500
Annual property tax
$1,307

Source: ACS 2019-2023 5-Year

Energy costs in Polk County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Polk County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
14.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Polk County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Polk County

Commute patterns and estimated costs.

Average commute
29.5 min
Drive alone
82.4%
Public transit
0.5%
Work from home
4.8%

Source: ACS

Monthly cost estimates for Polk County

What it costs to live in Polk County each month.

Single person
$2,709
per month
  • Rent $712
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $443
  • State tax $170
Couple
$3,894
per month
  • Rent $934
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $575
  • State tax $253
Family
$6,273
per month
  • Rent $1,177
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $575
  • State tax $253

Frequently asked questions about Polk County

Common questions about cost of living, rent and salary.

What is the average rent in Polk County?

In Polk County, GA, a one-bedroom apartment averages $712 per month, a two-bedroom averages $934 per month, a three-bedroom averages $1,177 per month, according to HUD Fair Market Rent data.

What is the average salary in Polk County?

In Polk County, GA, the average household income is $55,308 per year and individual earnings for full-time workers average $37,160 per year, according to U.S. Census Bureau data.

What is the cost of living in Polk County?

The estimated cost of living in Polk County, GA is approximately $2,709 per month for a single person, $3,894 for a couple, $6,273 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Polk County?

The combined sales tax rate in Polk County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Polk County an affordable place to live?

Based on the data, a single person in Polk County, GA would need approximately $2,709 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $55,308 per year ($4,609 per month). Polk County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Polk County?

The ACA marketplace benchmark premium in Polk County, GA is approximately $480 per month for an individual. Approximately 14.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Polk County?

The average home value in Polk County, GA is $163,500, with average annual property taxes of $1,307, according to U.S. Census Bureau data.

How does Polk County compare to other areas?

You can compare Polk County, GA with any other US county using our comparison tool at /compare. Polk County is in the Cedartown, GA metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Polk County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources