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Arkansas

Cost of living in Polk County, AR

Estimated monthly cost
$2,476/mo
for a single person, all categories combined

Population 19,348 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $705 28%
Healthcare $480 19%
Federal tax $351 14%
Transport $320 13%
Groceries $303 12%
Energy $192 8%
State tax $70 3%
Water $55 2%

Rent in Polk County

Fair Market Rents by bedroom count.

Studio
$653
per month
1 bedroom
$705
per month
2 bedroom
$897
per month
3 bedroom
$1,081
per month
4 bedroom
$1,189
per month

Source: HUD FMR FY2025

Income and earnings in Polk County

Annual earnings figures from the Census ACS.

Household income
$49,252
per year
Individual earnings
$31,502
per year
Per capita
$32,243
per year

Source: ACS 2019-2023 5-Year.

Home values in Polk County

Average values reported by homeowners.

Average home value
$122,600
Annual property tax
$541

Source: ACS 2019-2023 5-Year

Energy costs in Polk County

Estimated monthly electricity and gas costs.

Electricity
$148
per month · 13.5¢/kWh
Natural gas
$44
per month
Annual total
$2,304
per year

Source: EIA

Healthcare in Polk County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Polk County

State and local tax rates for Arkansas.

State income tax
3.9%
Top marginal rate
State sales tax
6.5%
Combined sales tax
9.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Polk County

Commute patterns and estimated costs.

Average commute
20.5 min
Drive alone
77.5%
Public transit
0.0%
Work from home
5.2%

Source: ACS

Monthly cost estimates for Polk County

What it costs to live in Polk County each month.

Single person
$2,476
per month
  • Rent $705
  • Energy $192
  • Water $55
  • Groceries $303
  • Transport $320
  • Healthcare $480
  • Federal tax $351
  • State tax $70
Couple
$3,587
per month
  • Rent $897
  • Energy $230
  • Water $65
  • Groceries $502
  • Transport $420
  • Healthcare $864
  • Federal tax $481
  • State tax $128
Family
$5,885
per month
  • Rent $1,081
  • Energy $288
  • Water $75
  • Groceries $762
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $481
  • State tax $128

Frequently asked questions about Polk County

Common questions about cost of living, rent and salary.

What is the average rent in Polk County?

In Polk County, AR, a one-bedroom apartment averages $705 per month, a two-bedroom averages $897 per month, a three-bedroom averages $1,081 per month, according to HUD Fair Market Rent data.

What is the average salary in Polk County?

In Polk County, AR, the average household income is $49,252 per year and individual earnings for full-time workers average $31,502 per year, according to U.S. Census Bureau data.

What is the cost of living in Polk County?

The estimated cost of living in Polk County, AR is approximately $2,476 per month for a single person, $3,587 for a couple, $5,885 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Polk County?

The combined sales tax rate in Polk County, AR is 9.47%, which includes the Arkansas state rate of 6.50% plus an average local rate of 2.97%.

Is Polk County an affordable place to live?

Based on the data, a single person in Polk County, AR would need approximately $2,476 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $49,252 per year ($4,104 per month). Polk County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Polk County?

The ACA marketplace benchmark premium in Polk County, AR is approximately $480 per month for an individual. Approximately 9.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Polk County?

The average home value in Polk County, AR is $122,600, with average annual property taxes of $541, according to U.S. Census Bureau data.

How does Polk County compare to other areas?

You can compare Polk County, AR with any other US county using our comparison tool at /compare. Polk County is in Arkansas.

Other counties in Arkansas

Browse the full list of counties in Arkansas, ranked by cost of living.

See all counties in Arkansas

Compare Polk County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources