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Sacramento-Roseville-Folsom, CA

Cost of living in Placer County, CA

Part of the Sacramento Metro Area

Estimated monthly cost
$4,224/mo
for a single person, all categories combined

Population 412,435 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,777 42%
Federal tax $839 20%
Healthcare $480 11%
Groceries $397 9%
Transport $250 6%
Energy $217 5%
State tax $204 5%
Water $60 1%

Rent in Placer County

Fair Market Rents by bedroom count.

Studio
$1,679
per month
1 bedroom
$1,777
per month
2 bedroom
$2,206
per month
3 bedroom
$2,992
per month
4 bedroom
$3,455
per month

Source: HUD FMR FY2025

Income and earnings in Placer County

Annual earnings figures from the Census ACS.

Household income
$114,678
per year
Individual earnings
$61,336
per year
Per capita
$56,902
per year

Source: ACS 2019-2023 5-Year.

Home values in Placer County

Average values reported by homeowners.

Average home value
$658,800
Annual property tax
$5,600

Source: ACS 2019-2023 5-Year

Energy costs in Placer County

Estimated monthly electricity and gas costs.

Electricity
$167
per month · 30.4¢/kWh
Natural gas
$50
per month
Annual total
$2,604
per year

Source: EIA

Healthcare in Placer County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Placer County

State and local tax rates for California.

State income tax
13.3%
Top marginal rate
State sales tax
7.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Placer County

Commute patterns and estimated costs.

Average commute
27.7 min
Drive alone
69.9%
Public transit
0.6%
Work from home
20.2%

Source: ACS

Monthly cost estimates for Placer County

What it costs to live in Placer County each month.

Single person
$4,224
per month
  • Rent $1,777
  • Energy $217
  • Water $60
  • Groceries $397
  • Transport $250
  • Healthcare $480
  • Federal tax $839
  • State tax $204
Couple
$6,565
per month
  • Rent $2,206
  • Energy $260
  • Water $70
  • Groceries $658
  • Transport $350
  • Healthcare $864
  • Federal tax $1,547
  • State tax $610
Family
$9,558
per month
  • Rent $2,992
  • Energy $326
  • Water $85
  • Groceries $998
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,547
  • State tax $610

Frequently asked questions about Placer County

Common questions about cost of living, rent and salary.

What is the average rent in Placer County?

In Placer County, CA, a one-bedroom apartment averages $1,777 per month, a two-bedroom averages $2,206 per month, a three-bedroom averages $2,992 per month, according to HUD Fair Market Rent data.

What is the average salary in Placer County?

In Placer County, CA, the average household income is $114,678 per year and individual earnings for full-time workers average $61,336 per year, according to U.S. Census Bureau data.

What is the cost of living in Placer County?

The estimated cost of living in Placer County, CA is approximately $4,224 per month for a single person, $6,565 for a couple, $9,558 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Placer County?

The combined sales tax rate in Placer County, CA is 8.85%, which includes the California state rate of 7.25% plus an average local rate of 1.60%.

Is Placer County an affordable place to live?

Based on the data, a single person in Placer County, CA would need approximately $4,224 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $114,678 per year ($9,557 per month). Placer County is relatively affordable compared to the national average.

How much does healthcare cost in Placer County?

The ACA marketplace benchmark premium in Placer County, CA is approximately $480 per month for an individual. Approximately 3.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Placer County?

The average home value in Placer County, CA is $658,800, with average annual property taxes of $5,600, according to U.S. Census Bureau data.

How does Placer County compare to other areas?

You can compare Placer County, CA with any other US county using our comparison tool at /compare. Placer County is in the Sacramento-Roseville-Folsom, CA metro area.

Other counties in California

Browse the full list of counties in California, ranked by cost of living.

See all counties in California

Compare Placer County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources