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Tampa-St. Petersburg-Clearwater, FL

Cost of living in St. Petersburg, Florida

Pinellas County, FL

Part of the Tampa Metro Area

Estimated monthly cost
$3,645/mo
for a single person, all categories combined

Population 960,565 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,686 46%
Federal tax $555 15%
Healthcare $480 13%
Groceries $352 10%
Transport $320 9%
Energy $197 5%
Water $55 2%
State tax $0 0%

Rent in St. Petersburg

Fair Market Rents by bedroom count.

Studio
$1,566
per month
1 bedroom
$1,686
per month
2 bedroom
$1,978
per month
3 bedroom
$2,533
per month
4 bedroom
$3,082
per month

Source: HUD FMR FY2025

Income and earnings in St. Petersburg

Annual earnings figures from the Census ACS.

Household income
$70,293
per year
Individual earnings
$44,005
per year
Per capita
$46,580
per year

Source: ACS 2019-2023 5-Year.

Home values in St. Petersburg

Average values reported by homeowners.

Average home value
$319,000
Annual property tax
$2,324

Source: ACS 2019-2023 5-Year

Energy costs in St. Petersburg

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in St. Petersburg

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in St. Petersburg

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in St. Petersburg

Commute patterns and estimated costs.

Average commute
25.3 min
Drive alone
70.2%
Public transit
1.1%
Work from home
17.6%

Source: ACS

Monthly cost estimates for St. Petersburg

What it costs to live in St. Petersburg each month.

Single person
$3,645
per month
  • Rent $1,686
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $320
  • Healthcare $480
  • Federal tax $555
  • State tax $0
Couple
$4,966
per month
  • Rent $1,978
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $420
  • Healthcare $864
  • Federal tax $820
  • State tax $0
Family
$7,679
per month
  • Rent $2,533
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $820
  • State tax $0

Frequently asked questions about St. Petersburg

Common questions about cost of living, rent and salary.

What is the average rent in St. Petersburg?

In St. Petersburg, Florida, a one-bedroom apartment averages $1,686 per month, a two-bedroom averages $1,978 per month, a three-bedroom averages $2,533 per month, according to HUD Fair Market Rent data.

What is the average salary in St. Petersburg?

In St. Petersburg, Florida, the average household income is $70,293 per year and individual earnings for full-time workers average $44,005 per year, according to U.S. Census Bureau data.

What is the cost of living in St. Petersburg?

The estimated cost of living in St. Petersburg, Florida is approximately $3,645 per month for a single person, $4,966 for a couple, $7,679 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in St. Petersburg?

The combined sales tax rate in St. Petersburg, Florida is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is St. Petersburg an affordable place to live?

Based on the data, a single person in St. Petersburg, Florida would need approximately $3,645 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $70,293 per year ($5,858 per month). St. Petersburg has a moderate cost of living relative to local earnings.

How much does healthcare cost in St. Petersburg?

The ACA marketplace benchmark premium in St. Petersburg, Florida is approximately $480 per month for an individual. Approximately 10.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in St. Petersburg?

The average home value in St. Petersburg, Florida is $319,000, with average annual property taxes of $2,324, according to U.S. Census Bureau data.

How does St. Petersburg compare to other areas?

You can compare St. Petersburg, Florida with any other US county using our comparison tool at /compare. St. Petersburg is in the Tampa-St. Petersburg-Clearwater, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare St. Petersburg with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources