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Minnesota

Cost of living in Pine County, MN

Estimated monthly cost
$2,880/mo
for a single person, all categories combined

Population 29,411 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $806 28%
Federal tax $502 17%
Healthcare $480 17%
Groceries $340 12%
Transport $320 11%
State tax $195 7%
Energy $187 6%
Water $50 2%

Rent in Pine County

Fair Market Rents by bedroom count.

Studio
$800
per month
1 bedroom
$806
per month
2 bedroom
$1,057
per month
3 bedroom
$1,273
per month
4 bedroom
$1,401
per month

Source: HUD FMR FY2025

Income and earnings in Pine County

Annual earnings figures from the Census ACS.

Household income
$69,666
per year
Individual earnings
$40,764
per year
Per capita
$34,104
per year

Source: ACS 2019-2023 5-Year.

Home values in Pine County

Average values reported by homeowners.

Average home value
$225,600
Annual property tax
$1,973

Source: ACS 2019-2023 5-Year

Energy costs in Pine County

Estimated monthly electricity and gas costs.

Electricity
$124
per month · 15.5¢/kWh
Natural gas
$63
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Pine County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.6%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Pine County

State and local tax rates for Minnesota.

State income tax
9.8%
Top marginal rate
State sales tax
6.9%
Combined sales tax
7.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Pine County

Commute patterns and estimated costs.

Average commute
32.7 min
Drive alone
75.8%
Public transit
0.2%
Work from home
9.8%

Source: ACS

Monthly cost estimates for Pine County

What it costs to live in Pine County each month.

Single person
$2,880
per month
  • Rent $806
  • Energy $187
  • Water $50
  • Groceries $340
  • Transport $320
  • Healthcare $480
  • Federal tax $502
  • State tax $195
Couple
$4,356
per month
  • Rent $1,057
  • Energy $224
  • Water $60
  • Groceries $563
  • Transport $420
  • Healthcare $864
  • Federal tax $810
  • State tax $358
Family
$6,716
per month
  • Rent $1,273
  • Energy $280
  • Water $70
  • Groceries $855
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $810
  • State tax $358

Frequently asked questions about Pine County

Common questions about cost of living, rent and salary.

What is the average rent in Pine County?

In Pine County, MN, a one-bedroom apartment averages $806 per month, a two-bedroom averages $1,057 per month, a three-bedroom averages $1,273 per month, according to HUD Fair Market Rent data.

What is the average salary in Pine County?

In Pine County, MN, the average household income is $69,666 per year and individual earnings for full-time workers average $40,764 per year, according to U.S. Census Bureau data.

What is the cost of living in Pine County?

The estimated cost of living in Pine County, MN is approximately $2,880 per month for a single person, $4,356 for a couple, $6,716 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Pine County?

The combined sales tax rate in Pine County, MN is 7.54%, which includes the Minnesota state rate of 6.88% plus an average local rate of 0.66%.

Is Pine County an affordable place to live?

Based on the data, a single person in Pine County, MN would need approximately $2,880 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $69,666 per year ($5,806 per month). Pine County is relatively affordable compared to the national average.

How much does healthcare cost in Pine County?

The ACA marketplace benchmark premium in Pine County, MN is approximately $480 per month for an individual. Approximately 5.6% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Pine County?

The average home value in Pine County, MN is $225,600, with average annual property taxes of $1,973, according to U.S. Census Bureau data.

How does Pine County compare to other areas?

You can compare Pine County, MN with any other US county using our comparison tool at /compare. Pine County is in Minnesota.

Other counties in Minnesota

Browse the full list of counties in Minnesota, ranked by cost of living.

See all counties in Minnesota

Compare Pine County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources