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Phoenix-Mesa-Chandler, AZ

Cost of living in Pinal County, AZ

Part of the Phoenix Metro Area

Estimated monthly cost
$3,694/mo
for a single person, all categories combined

Population 449,219 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,679 45%
Federal tax $536 15%
Healthcare $480 13%
Groceries $341 9%
Transport $320 9%
Energy $189 5%
State tax $89 2%
Water $60 2%

Rent in Pinal County

Fair Market Rents by bedroom count.

Studio
$1,530
per month
1 bedroom
$1,679
per month
2 bedroom
$1,950
per month
3 bedroom
$2,624
per month
4 bedroom
$2,934
per month

Source: HUD FMR FY2025

Income and earnings in Pinal County

Annual earnings figures from the Census ACS.

Household income
$77,588
per year
Individual earnings
$42,860
per year
Per capita
$35,245
per year

Source: ACS 2019-2023 5-Year.

Home values in Pinal County

Average values reported by homeowners.

Average home value
$312,100
Annual property tax
$1,615

Source: ACS 2019-2023 5-Year

Energy costs in Pinal County

Estimated monthly electricity and gas costs.

Electricity
$150
per month · 14.3¢/kWh
Natural gas
$39
per month
Annual total
$2,268
per year

Source: EIA

Healthcare in Pinal County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Pinal County

State and local tax rates for Arizona.

State income tax
2.5%
Flat rate
State sales tax
5.6%
Combined sales tax
8.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Pinal County

Commute patterns and estimated costs.

Average commute
31.9 min
Drive alone
70.8%
Public transit
0.2%
Work from home
14.9%

Source: ACS

Monthly cost estimates for Pinal County

What it costs to live in Pinal County each month.

Single person
$3,694
per month
  • Rent $1,679
  • Energy $189
  • Water $60
  • Groceries $341
  • Transport $320
  • Healthcare $480
  • Federal tax $536
  • State tax $89
Couple
$5,198
per month
  • Rent $1,950
  • Energy $227
  • Water $70
  • Groceries $565
  • Transport $420
  • Healthcare $864
  • Federal tax $940
  • State tax $162
Family
$8,022
per month
  • Rent $2,624
  • Energy $284
  • Water $85
  • Groceries $857
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $940
  • State tax $162

Frequently asked questions about Pinal County

Common questions about cost of living, rent and salary.

What is the average rent in Pinal County?

In Pinal County, AZ, a one-bedroom apartment averages $1,679 per month, a two-bedroom averages $1,950 per month, a three-bedroom averages $2,624 per month, according to HUD Fair Market Rent data.

What is the average salary in Pinal County?

In Pinal County, AZ, the average household income is $77,588 per year and individual earnings for full-time workers average $42,860 per year, according to U.S. Census Bureau data.

What is the cost of living in Pinal County?

The estimated cost of living in Pinal County, AZ is approximately $3,694 per month for a single person, $5,198 for a couple, $8,022 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Pinal County?

The combined sales tax rate in Pinal County, AZ is 8.37%, which includes the Arizona state rate of 5.60% plus an average local rate of 2.77%.

Is Pinal County an affordable place to live?

Based on the data, a single person in Pinal County, AZ would need approximately $3,694 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $77,588 per year ($6,466 per month). Pinal County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Pinal County?

The ACA marketplace benchmark premium in Pinal County, AZ is approximately $480 per month for an individual. Approximately 10.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Pinal County?

The average home value in Pinal County, AZ is $312,100, with average annual property taxes of $1,615, according to U.S. Census Bureau data.

How does Pinal County compare to other areas?

You can compare Pinal County, AZ with any other US county using our comparison tool at /compare. Pinal County is in the Phoenix-Mesa-Chandler, AZ metro area.

Other counties in Arizona

Browse the full list of counties in Arizona, ranked by cost of living.

See all counties in Arizona

Compare Pinal County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources