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Champaign-Urbana, IL

Cost of living in Piatt County, IL

Part of the Champaign Metro Area

Estimated monthly cost
$3,100/mo
for a single person, all categories combined

Population 16,702 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $909 29%
Federal tax $621 20%
Healthcare $480 15%
Groceries $345 11%
Transport $320 10%
State tax $198 6%
Energy $177 6%
Water $50 2%

Rent in Piatt County

Fair Market Rents by bedroom count.

Studio
$904
per month
1 bedroom
$909
per month
2 bedroom
$1,080
per month
3 bedroom
$1,405
per month
4 bedroom
$1,432
per month

Source: HUD FMR FY2025

Income and earnings in Piatt County

Annual earnings figures from the Census ACS.

Household income
$87,516
per year
Individual earnings
$48,047
per year
Per capita
$43,547
per year

Source: ACS 2019-2023 5-Year.

Home values in Piatt County

Average values reported by homeowners.

Average home value
$173,200
Annual property tax
$3,040

Source: ACS 2019-2023 5-Year

Energy costs in Piatt County

Estimated monthly electricity and gas costs.

Electricity
$116
per month · 16.5¢/kWh
Natural gas
$61
per month
Annual total
$2,124
per year

Source: EIA

Healthcare in Piatt County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.0%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Piatt County

State and local tax rates for Illinois.

State income tax
5.0%
Flat rate
State sales tax
6.3%
Combined sales tax
8.8%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Piatt County

Commute patterns and estimated costs.

Average commute
23.7 min
Drive alone
85.1%
Public transit
0.3%
Work from home
6.9%

Source: ACS

Monthly cost estimates for Piatt County

What it costs to live in Piatt County each month.

Single person
$3,100
per month
  • Rent $909
  • Energy $177
  • Water $50
  • Groceries $345
  • Transport $320
  • Healthcare $480
  • Federal tax $621
  • State tax $198
Couple
$4,671
per month
  • Rent $1,080
  • Energy $212
  • Water $60
  • Groceries $572
  • Transport $420
  • Healthcare $864
  • Federal tax $1,102
  • State tax $361
Family
$7,141
per month
  • Rent $1,405
  • Energy $266
  • Water $70
  • Groceries $867
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,102
  • State tax $361

Frequently asked questions about Piatt County

Common questions about cost of living, rent and salary.

What is the average rent in Piatt County?

In Piatt County, IL, a one-bedroom apartment averages $909 per month, a two-bedroom averages $1,080 per month, a three-bedroom averages $1,405 per month, according to HUD Fair Market Rent data.

What is the average salary in Piatt County?

In Piatt County, IL, the average household income is $87,516 per year and individual earnings for full-time workers average $48,047 per year, according to U.S. Census Bureau data.

What is the cost of living in Piatt County?

The estimated cost of living in Piatt County, IL is approximately $3,100 per month for a single person, $4,671 for a couple, $7,141 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Piatt County?

The combined sales tax rate in Piatt County, IL is 8.82%, which includes the Illinois state rate of 6.25% plus an average local rate of 2.57%.

Is Piatt County an affordable place to live?

Based on the data, a single person in Piatt County, IL would need approximately $3,100 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $87,516 per year ($7,293 per month). Piatt County is relatively affordable compared to the national average.

How much does healthcare cost in Piatt County?

The ACA marketplace benchmark premium in Piatt County, IL is approximately $480 per month for an individual. Approximately 3.0% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Piatt County?

The average home value in Piatt County, IL is $173,200, with average annual property taxes of $3,040, according to U.S. Census Bureau data.

How does Piatt County compare to other areas?

You can compare Piatt County, IL with any other US county using our comparison tool at /compare. Piatt County is in the Champaign-Urbana, IL metro area.

Other counties in Illinois

Browse the full list of counties in Illinois, ranked by cost of living.

See all counties in Illinois

Compare Piatt County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources